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Anti-lock Brakes Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 17, 2020

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You may have seen the term ABS, so what is ABS? It stands for Anti-lock brake systems. Anti-lock brake systems (ABS) car insurance discounts are offered by all major companies because ABS is a standard safety feature on most new vehicles. The even better news? ABS car insurance discounts may save you up to 10 percent on your car insurance rates.

Is cheap car insurance a myth or reality? The only way to find out is to compare car insurance rates and discounts. Ready to compare right now? Enter your ZIP code above to get started.

Anti-lock Brakes Car Insurance Discount

Below you will find the car insurance companies who offer an anti-lock brakes car insurance discount. In our research, all major car insurance companies offered an ABS discount.

ABS Car Insurance Discounts by Company
DiscountsAnti-lock Brakes
21st Century✔️
American Family✔️
Country Financial✔️
Liberty Mutual✔️
Safe Auto✔️
State Farm✔️
The General✔️
The Hanover✔️
The Hartford✔️
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You can see here how much you can save with the ABS auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 10 percent.

Anti-lock Brakes Car Insurance Discount % Saved
DiscountsAnti-lock Brakes
21st CenturyN/A
American FamilyN/A
Country FinancialN/A
Liberty Mutual5%
Safe Auto5%
State Farm5%
The General8%
The Hanover5%
The Hartford3%
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Compare RatesStart Now →

What are anti-lock brakes?

­One of the most gut-wrenching sensations as a driver is having to stop on a dime and multiple that times ten if the roads are slippery or you’re in traffic. Anti-lock braking systems (ABS) were a major breakthrough in braking safety.

In a nutshell, Anti-lock braking systems stop your wheel from skidding. Imagine trying to stop on a patch of ice or wet leaves, and your tires lose traction. The wheels are spinning but aren’t making significant contact with the road. That’s because the contact patch is sliding on the surface instead of creating friction. ABS solves this problem by reducing and/or preventing traction loss, allowing you to steer while you stop.

The parts of ABS include:

  • Speed sensors
  • Pump
  • Valves
  • Controller

There are 3 types of Anti-Lock Brake Systems:

  • Four-channel, four-sensor ABS
  • Three-channel, three-sensor ABS
  • One-channel, one-sensor ABS

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