Anti-lock Brakes Car Insurance Discount
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Written by
Jeffrey Johnson
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UPDATED: Dec 17, 2020
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You may have seen the term ABS, so what is ABS? It stands for Anti-lock brake systems. Anti-lock brake systems (ABS) car insurance discounts are offered by all major companies because ABS is a standard safety feature on most new vehicles. The even better news? ABS car insurance discounts may save you up to 10 percent on your car insurance rates.
Is cheap car insurance a myth or reality? The only way to find out is to compare car insurance rates and discounts. Ready to compare right now? Enter your ZIP code above to get started.
Table of Contents
Anti-lock Brakes Car Insurance Discount
Below you will find the car insurance companies who offer an anti-lock brakes car insurance discount. In our research, all major car insurance companies offered an ABS discount.
| Discounts | Anti-lock Brakes |
|---|---|
| 21st Century | ✔️ |
| AAA | ✔️ |
| Allstate | ✔️ |
| American Family | ✔️ |
| Ameriprise | ✔️ |
| Amica | ✔️ |
| Country Financial | ✔️ |
| Esurance | ✔️ |
| Farmers | ✔️ |
| Geico | ✔️ |
| Liberty Mutual | ✔️ |
| MetLife | ✔️ |
| Nationwide | ✔️ |
| Progressive | ✔️ |
| Safe Auto | ✔️ |
| Safeco | ✔️ |
| State Farm | ✔️ |
| The General | ✔️ |
| The Hanover | ✔️ |
| The Hartford | ✔️ |
| Travelers | ✔️ |
| USAA | ✔️ |
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You can see here how much you can save with the ABS auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 10 percent.
| Discounts | Anti-lock Brakes |
|---|---|
| 21st Century | N/A |
| AAA | N/A |
| Allstate | 10% |
| American Family | N/A |
| Ameriprise | 3% |
| Amica | 5% |
| Country Financial | N/A |
| Esurance | 5% |
| Farmers | N/A |
| Geico | 5% |
| Liberty Mutual | 5% |
| MetLife | 5% |
| Nationwide | 5% |
| Progressive | N/A |
| Safe Auto | 5% |
| Safeco | N/A |
| State Farm | 5% |
| The General | 8% |
| The Hanover | 5% |
| The Hartford | 3% |
| Travelers | N/A |
| USAA | N/A |
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What are anti-lock brakes?
One of the most gut-wrenching sensations as a driver is having to stop on a dime and multiple that times ten if the roads are slippery or you’re in traffic. Anti-lock braking systems (ABS) were a major breakthrough in braking safety.
In a nutshell, Anti-lock braking systems stop your wheel from skidding. Imagine trying to stop on a patch of ice or wet leaves, and your tires lose traction. The wheels are spinning but aren’t making significant contact with the road. That’s because the contact patch is sliding on the surface instead of creating friction. ABS solves this problem by reducing and/or preventing traction loss, allowing you to steer while you stop.
The parts of ABS include:
- Speed sensors
- Pump
- Valves
- Controller
There are 3 types of Anti-Lock Brake Systems:
- Four-channel, four-sensor ABS
- Three-channel, three-sensor ABS
- One-channel, one-sensor ABS
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