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Auto Billing Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 2, 2021

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Key Takeaways

  • An auto billing car insurance discount is a discount given to policyholders that set up automatic payments.
  • Automatic payments can save you time and money, but they may not be right for those who easily forget when bills are coming out of their account.
  • Auto billing car insurance discounts may be combined with other discounts, such as a paperless documents car insurance discount.

If you’re searching for cheap car insurance, you may be looking at discount opportunities. One of the easiest auto insurance discounts to qualify for is an auto billing car insurance discount. However, it may not be right for everyone.

Read more below to decide whether an autopay car insurance discount is right for you. Use our free quote comparison tool above to compare car insurance quotes from companies near you.

What is an auto billing car insurance discount?

An auto billing car insurance discount (also known as an autopay or auto pay discount) is a discount given to policyholders who sign up for automatic payments.

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What are the pros and cons of setting up auto billing?

Automatic payments can be helpful in terms of convenience, security, and late fees. You won’t have to take the time every month to manually pay your bills since your insurance company will automatically take them out of your bank account or credit card.

Auto billing may also help prevent some types of identity theft since there are fewer opportunities for other people to find your personal information on paper bills and mail. You may also save on late fees since your bill will always come out on time.

Some of the downsides to setting up automatic payments include:

  • easily forgetting how much your bill is and how much will be coming out of your account
  • missing extra charges on your bill
  • risking overdraft fees if there isn’t enough in your account

If you’re considering setting up automatic payments, you may want to consider making a plan to review your bills and budget regularly. If you are sure of your ability to pay your credit card each month, you may want to use it for your autopay to avoid overdraft charges.

How much can I save with an auto billing car insurance discount?

The average savings for discount car insurance rates are around 10 percent. Many car insurance companies advertise savings of $45-$50 for auto billing car insurance discounts.

Autopay discounts may also be combined with other discounts. For example, many companies combine it with a paperless documents car insurance discount. Therefore, you may be able to save even more.

Which car insurance company is cheapest? Enter your ZIP code into our free quote comparison tool below to find affordable car insurance in your area.

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Enter your zip code below to view companies that have cheap auto insurance rates.

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