Cheap Insurance Quotes for a Toyota Camry in Connecticut

The chances of finding the best cheap insurance for a Toyota Camry in Connecticut is dependent upon a very complex rating algorithm that uses multiple factors such as the number of years you have been licensed, if you have prior claims, and deductible levels for physical damage coverage. Drivers pay on average $1,050 every 12 months to insure their Camry, but that policy rate is a projection based on a 50-year-old single male that included both comprehensive and collision coverage and $250 deductibles.

There is a good chance you are not a 50-year-old male, possibly married instead of single, or maybe you have a teenager that needs to be on your policy. Each driver’s needs are different, and that demonstrates why the only way to find cheap auto insurance rates for your Toyota is to make a habit of comparing prices at least once a year. Do a quick rate comparison now and you will receive rate quotes from some of the best insurers in Connecticut.

The trim level of your Toyota will influence the annual cost of coverage, so the rate you will pay to insure a Camry LE will be $180 cheaper than the price to insure the more well-appointed Camry Hybrid model, as shown in the chart below.

Data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Connecticut minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Information does not factor in specific Connecticut garaging location which can decrease or increase prices considerably.

Connecticut car insurance companies

Choosing a high-quality company can be rather challenging considering how many different companies sell coverage in Connecticut. The company ratings shown next can help you choose which car insurance providers to look at comparing rates from. These ratings only include large insurance companies, so companies that focus mainly on Connecticut business are not taken into consideration for the list.

Top 10 Large Auto Insurance Providers Overall in Connecticut

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century

Top Companies for Toyota Camry Insurance in Connecticut

Discounts on cheap insurance for a Toyota Camry in Connecticut

Insurers that offer coverage for a Toyota Camry may additionally offer policy discounts that can lower rates by 40% or more if you can meet the requirements. Companies and a summarized list of policyholder discounts can be read below.

• Esurance discounts include online shopper, paid-in-full, safety device, emergency road assistance, and renters.
• The Hartford includes discounts for air bag, defensive driver, vehicle fuel type, anti-theft, driver training, bundle, and good student.
• AAA may have discounts that include good student, multi-policy, AAA membership discount, multi-car, and education and occupation.
• GEICO offers premium reductions for multi-policy, defensive driver, good student, anti-theft, and membership and employees.
• State Farm has savings for multiple policy, accident-free, passive restraint, anti-theft, and Drive Safe & Save.

The information below illustrates the comparison of premium costs with and without discounts applied. The rates are based on a female driver, no claims or driving violations, Connecticut state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with passive restraint, multiple vehicle, claim-free, anti-theft, marriage, and defensive driving course discounts applied. When drivers qualify for the discounts, the average amount saved on car insurance for a Toyota Camry is 28% or $648.

The information below shows how choosing a deductible can change annual premium costs when trying to find cheap insurance for a Toyota Camry. The costs are based on a single female driver, comprehensive and collision coverage, and no discounts are taken into consideration.

As shown above, a 30-year-old driver could lower their car insurance rates by $422 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $634 by choosing a $1,000 deductible. Younger drivers, like the 20-year-old example, could roll back prices up to $950 annually just by choosing larger deductibles.

When raising deductibles, it will now be necessary to have additional funds in a savings account to enable you to cover the extra out-of-pocket expense associated with higher deductibles.

Geico vs Progressive vs State Farm vs Allstate

If you’re looking for the best insurance for a Camry, four companies to consider are Geico, Progressive, State Farm, and Allstate. Combined they make up about 50% of all vehicles in the U.S.. The next table points out some of the different features that may be available in your state.