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Cheapest Insurance Quotes for a Nissan Sentra in Minnesota

Enter your Minnesota zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

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UPDATED: Nov 12, 2019

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The likelihood of finding cheap insurance for a Nissan Sentra in Minnesota depends upon a complicated formula that considers factors like if you rent or own your home, whether or not you have prior claims, and any prior driving offenses. Drivers in Minnesota pay on average $750 annually to insure their Sentra, but that cost is a ballpark figure using a 50-year-old married female driver that included full coverage including both comprehensive and collision and $500 deductibles.

But there is a high likelihood that you may not be 50 years old (or even female), single instead of married, or maybe your driving record isn’t squeaky clean. Auto insurance requires individual risk assessment, so the most reliable way to find cheap insurance prices for your Nissan is to do the rate comparisons yourself. Do a quick rate comparison now and you will receive rate quotes from some of the cheapest companies that sell coverage in Minnesota.

Enter your zip code below to view companies that have cheap auto insurance rates.

The trim level of your Sentra has an effect on the yearly cost, so the rate you will pay to insure a Sentra 2 will be $118 less than the cost to insure the fancier Sentra SE-R SPEC V model, as demonstrated by the prices below.

Nissan Sentra Insurance Rates in Minnesota
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Sentra 2 $134 $276 $298 $18 $90 $816 $68
Sentra 2.0 S $134 $326 $298 $18 $90 $866 $72
Sentra 2.0 SR $134 $326 $298 $18 $90 $866 $72
Sentra 2.0 SL $154 $326 $298 $18 $90 $886 $74
Sentra SE-R $154 $326 $298 $18 $90 $886 $74
Sentra SE-R SPEC V $154 $374 $298 $18 $90 $934 $78
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Prices above based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Minnesota minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Price estimates do not factor in specific garaging location which can revise price quotes considerably.

Buying coverage from a high-quality auto insurance company is hard considering how many companies sell insurance in Minnesota. The ranking data displayed below may help you select which car insurance providers to look at when shopping insurance around for a Nissan Sentra. These ratings only include companies that insure vehicles nationwide, so companies that only write business in Minnesota or surrounding areas are not included in these rankings.

Top 10 Major Auto Insurance Providers Overall in Minnesota

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. Travelers
  10. American Family

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Top 10 Major Auto Insurance Providers in Minnesota Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. State Farm
  5. Liberty Mutual
  6. Safeco Insurance
  7. Allstate
  8. 21st Century
  9. Travelers
  10. The General

Top Companies for Nissan Sentra Insurance in Minnesota

Enter your zip code below to view companies that have cheap auto insurance rates.

Reckless driving habits raise car insurance rates

The ideal way to enjoy low car insurance prices for a Sentra is to be an attentive driver and avoid traffic citations and accidents. The example below demonstrates how traffic citations and accidents can raise auto insurance costs for different categories of driver ages. The data is based on a single male driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.

In the previous chart, the average cost of a car insurance policy in Minnesota per year with a clean driving record and no accidents is $1,640. Receive one speeding ticket and the average cost surges to $1,850, an increase of $210 each year. Now include two accidents along with the one speeding ticket and the yearly cost of car insurance for a Nissan Sentra goes up to an average of $3,816. That’s an increase of $2,176, or $181 per month, just for not driving attentively!

Progressive, Geico, Allstate, and State Farm: Who is cheapest?

When it comes to insurance for a Sentra in Minnesota, the companies with the most market share are Progressive, Geico, Allstate, and State Farm. They all offer your standard coverages, but each one has somewhat different options that shoppers can choose from. The next table breaks down price, claims, and customer service ratings, as well as some optional coverages shoppers can find with each company.

Top Auto Insurance Company Ratings
Progressive Geico Allstate State Farm
Policy Cost 3rd 1st 4th 2nd
Discounts Offered 4th 2nd 1st 3rd
Claims Service 4th 3rd 1st 2nd
Overall Satisfaction 3rd 1st 2nd 4th
Rating from A.M. Best A+ A++ A+ A++
Standard & Poor’s rating AA AA+ AA- AA
Usage-based rating Yes No Yes Yes
New car replacement insurance No No Yes No
Roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage Yes Yes Yes No
Rideshare coverage Yes Yes Yes Yes
Breakdown insurance Yes Yes No No
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