eRenterPlan Renters Insurance Review [2022]

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 21, 2023

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Key Takeaways

  • eRenterPlan insurance plans are flexible and available in all 50 states
  • eRenterPlan insurance offers two ways for policyholders to cancel their renters insurance
  • Although eRenterPlan offers two ways for its policyholders to cancel services, the cancelation process is one of its number one complaints

Are you looking for renters insurance? Finding cheap car insurance and renters insurance can be challenging. If you are considering eRenterPlan insurance, there are a few things you should know in advance about the company and its insurance policies before you make your decision.

Keep reading to learn if eRenterPlan renters insurance company might be a good choice for you.

Read on to learn more about eRenterPlan insurance plans. Enter your ZIP code to receive free renters insurance quotes from top companies.

What you should know about eRenterPlan insurance

eRenterPlan is certainly not one of the nation’s top insurance providers or one of the most well-known insurance companies. But it does offer some of the most competitive rates in the market. This is partly due to the fact that its insurance plans are provided by LeasingDesk Insurance Services.

LeasingDesk Insurance Services, also known as LeasingDesk, is a licensed insurance agency that holds various non-resident insurance agency licenses and offers renters insurance policies in all 50 states. The actual policies are written by other companies.

Some important things about eRenterPlan insurance that you should take note of are:

  • eRenterPlan insurance options are flexible. The company offers a variety of flexible payment options that enable its policyholders to pay either monthly or annually. In addition, eRenterPlan insurance will allow you to add up to 4 additional residents to the policy for free. Lastly, the company allows its policyholders to cancel at any time.
  • There are no company ratings. Since eRenterPlan uses LeasingDesk Insurance Services, there are no company ratings to boost the company’s reputation. If you are on the hunt for renters insurance and you are currently researching the company to make an informed decision, this could negatively impact your decision.
  • eRenterPlan shares your data with other companies. In order to provide eRenterPlan renters insurance, the company has several partnerships and affiliated companies it works with. This means your personal information, such as your name, address, banking information, and IP address may also be distributed to these businesses. According to a consumer privacy survey conducted by Cisco, one-third of  consumers are privacy actives who have stopped doing business with organizations over Data Privacy concerns. This may intimidate potential eRenterPlan insurance policyholders from taking things a step further.
  • eRenterPlan insurance has unfavorable reviews online. Another strike against the company’s online reputation is its unfavorable reviews. Many of eRenterPlan policyholders are turning to popular review sites to complain about some of the same things, difficulty canceling renters insurance plans, and inattentive customer service agents.

Of course, what matters to you when you choose an insurance company will vary, and some or all of these factors above may not matter to you.

What coverage does eRenterPlan offer for renters?

According to PEW Research Center, America has more renters than it has seen in over 50 years. Such a large amount of renters could mean a greater demand for renters insurance in the future. With eRenterPlan insurance, you can get a competitive renters insurance rate that works with your budget, benefits that suit your lifestyle, and so much more.

Some of the coverage eRenterPlan renters insurance includes are:

  • Personal liability – This coverage applies if you are found liable for injuries or damage to someone else.
  • Personal property coverage – This coverage applies in the event that your personal items have been stolen, lost, or damaged, and no proof of forced entry is required to file a claim.
  • Water damage coverage – This coverage applies in the event that your property becomes damaged as a result of a water-related incident.
  • Pet damage – This coverage applies in the event that your pet does damage to your home and there are no breed restrictions.

One of the greatest advantages to choosing eRenterPlan renters insurance is that no rate increases will ever occur after a claim has been filed. If you need to file a claim for whatever reason, you can rest assured that if you choose eRenterPlan renters insurance, the cost of your renters insurance will not increase as a result.

Another advantage that its policyholders love is the way eRenterPlan renters insurance handles personal property coverage. Unlike other renters insurance companies that use depreciated value, eRenterPlan insurance provides replacement cost coverage for your items.

How much does eRenterPlan renters insurance cost?

Your landlord may not currently require you to have renters insurance, but they can. According to Rental Housing Journal, only 41% of renters have renters insurance. Individuals that have yet to invest in renters insurance may not have a choice for long. Many landlords are making it a requirement.

While the average eRenterPlan renters insurance coverage can run you about $15-$20 per month, the price you pay may vary based on the type of coverage you choose. There are several renters insurance plans available, and the best way to determine which one would be the most cost-effective is to compare your options.


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Knowing the average cost of renters insurance each insurance provider typically offers can help you make an informed decision faster and easier than ever before.

How does eRenterPlan billing work?

If you are considering eRenterPlan renters insurance, it’s important for you to understand how the eRenterPlan’s billing process works. That way you can determine if it will be a good fit for you and if you can meet the billing deadlines.

Upon signing up, eRenterPlan policyholders will receive monthly reoccurring payments that will begin automatically. Two important things to note about this process is that eRenterPlan policyholders will not receive a bill in the mail before receiving the first charge, and they will typically be billed one month in advance.

That means, if you cancel the month prior, you will not be charged automatically for a new month. Another important procedure to note about eRenterPlan renters insurance is that your billing date will always be two weeks before the next coverage date.

How can I cancel eRenterPlan insurance?

Canceling eRenterPlan insurance is a simple process. There are two simple ways for eRenterPlan insurance policyholders to cancel their renters insurance:

1. Call the eRenterPlan insurance phone number at (888) 512- 4204 to speak with a representative and let them know that you would like to cancel.

2. Use your eRenterPlan insurance login to cancel your eRenterPlan policy online.

eRenterPlan cancellations are quick and easy. However, your plan will not officially be canceled until an agent has responded to your request to cancel. Another important thing to remember about eRenterPlan insurance is that it will not cancel unless you intiate cancellation, except in the event of non-payment.

The only way policyholders can assure that their policy has been fully canceled is through their eRenterPlan insurance login or by speaking with an agent for confirmation.

Is eRenterPlan insurance right for you?

If you prefer to get things done online instead of going through an agent, or you favor low rates over reputation, eRenterPlan insurance might be a good fit for you. However, if you would feel more comfortable going with a renters insurance company that has several great ratings and online reviews to read through, there are several other great options out there that are just waiting to be discovered.

Is eRenterPlan insurance not a good fit for you? Explore your options and Enter your ZIP code for a free renters insurance quote today.


Frequently Asked Questions

What is eRenterPlan renters insurance?

eRenterPlan is a renters insurance provider that offers coverage for personal belongings, liability protection, and additional living expenses in case of a covered loss or damage.

What does eRenterPlan renters insurance cover?

eRenterPlan covers personal belongings such as furniture, electronics, and clothing, against perils like fire, theft, vandalism, and water damage. It also provides liability coverage for accidents that occur within the rented property and additional living expenses if you are temporarily displaced due to a covered loss.

How much does eRenterPlan renters insurance cost?

The cost of eRenterPlan renters insurance varies depending on factors such as the location of the rented property, coverage limits, deductible amount, and any additional endorsements or riders added to the policy.

How can I get a quote for eRenterPlan renters insurance?

To obtain a quote for eRenterPlan renters insurance, you can visit their website or contact their customer service. Provide the necessary information about your rental property and desired coverage to receive a quote.

Is eRenterPlan renters insurance available nationwide?

Yes, eRenterPlan offers renters insurance coverage in most states across the United States. However, availability may vary depending on the specific location.

How can I file a claim with eRenterPlan renters insurance?

In the event of a covered loss, you can file a claim with eRenterPlan by contacting their claims department. They will guide you through the process, help assess the damages, and assist you in obtaining the necessary documentation to support your claim.

Are there any discounts available with eRenterPlan renters insurance?

eRenterPlan may offer various discounts, such as multi-policy discounts for bundling renters insurance with other insurance policies, claims-free discounts, and safety device discounts. Contact eRenterPlan or check their website for specific information about available discounts.

Can I cancel my eRenterPlan renters insurance policy?

Yes, you can usually cancel your eRenterPlan renters insurance policy. Contact their customer service or refer to the policy documents for details on the cancellation process, any applicable fees, and potential refund options.

Can I make changes to my eRenterPlan renters insurance policy?

Yes, you can make changes to your eRenterPlan renters insurance policy. This may include updating your coverage limits, adding or removing endorsements, or making changes to the insured location. Contact eRenterPlan’s customer service to discuss the changes you would like to make.

Is eRenterPlan renters insurance a good choice?

The suitability of eRenterPlan renters insurance depends on your individual needs and preferences. It is recommended to compare their coverage, pricing, and customer reviews with other renters insurance providers to determine if it aligns with your requirements.

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