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Continuous Coverage Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 17, 2020

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Continous coverage car insurance discounts are another signal that car insurance companies value drivers with perceived lower risk. Carrying continuous coverage shows you are a responsible driver that isn’t going to let coverage lapse, drive without car insurance coverage, or participate in other risky behaviors — which ultimately cost you and the car insurance company more money.

You may be asking, “So how much will my car insurance cost with a continuous coverage discount?” The only way to find out is to compare car insurance rates and discounts. Ready to compare right now? Enter your ZIP code above to get started.

What is a continuous coverage car insurance discount?

Below you will find the car insurance companies who offer a continuous coverage car insurance discount. In our research, 15 car insurance companies offered a continuous coverage discount.

Car Insurance Companies Offering a Continuous Coverage Discount
CompaniesTotals Discounts Provided #Continuous Coverage
21st Century21✔️
American Family27✔️
Country Financial26✔️
Liberty Mutual38N/A
Safe Auto22✔️
State Farm20N/A
The General20N/A
The Hanover22✔️
The Hartford38✔️
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You can see here how much you can save with the continuous coverage auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 15 percent.

Continuous Coverage Discount Savings by Company
DiscountsContinuous Coverage
21st CenturyN/A
American FamilyN/A
Country FinancialN/A
Liberty MutualN/A
Safe Auto10%
State FarmN/A
The GeneralN/A
The Hanover10%
The HartfordN/A
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What are hidden auto insurance discounts?

Many people consider the continuous coverage discount a hidden auto insurance discount. That’s because many times it’s applied or removed without your knowledge — the company automatically knows whether you’ve carried consistent coverage.

Also, with many car insurance providers, this discount will decrease each year and may even drop off after a set amount of time. That’s why it’s important to compare car insurance policies every six months.

Ready to compare car insurance discounts from multiple providers? Enter your ZIP code below to get started.

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Enter your zip code below to view companies that have cheap auto insurance rates.

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