Defensive Driver Car Insurance Discount
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Dec 17, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Defensive driving is the concept of preventing accidents before they happening. Outside of lowering your car insurance rates with a Defensive Driver car insurance discount, taking a defensive driver course may also help you drop points from your record.
Defensive Driver Car Insurance Discount
Below you will find the car insurance companies who offer a Defensive Driver car insurance discount. In our research, 22 of the top car insurance companies offered the Defensive Driver discount.
Companies Totals Discounts Provided # Defensive Driver
21st Century 21 ✔️
AAA 21 ✔️
Allstate 29 ✔️
American Family 27 ✔️
Ameriprise 18 ✔️
Amica 27 ✔️
Country Financial 26 ✔️
Esurance 34 ✔️
Farmers 34 ✔️
Geico 32 ✔️
Liberty Mutual 38 ✔️
MetLife 38 ✔️
Nationwide 35 ✔️
Progressive 36 ✔️
Safe Auto 22 ✔️
Safeco 30 ✔️
State Farm 20 ✔️
The General 20 ✔️
The Hanover 22 ✔️
The Hartford 38 ✔️
Travelers 28 ✔️
USAA 28 ✔️
You can see here how much you can save with the Defensive Driver auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 10 percent.
Discounts Defensive Driver
21st Century 5%
American Family 10%
Country Financial 5%
Liberty Mutual 10%
Safe Auto 10%
State Farm 5%
The General 8%
The Hanover 5%
The Hartford 10%
What is defensive driving?
So what does “preventing accidents before they happening” even mean? It’s all about being aware of your surroundings, not making assumptions about road conditions and other drivers, and knowing your state laws. According to SafeMotorist.com, techniques taught in defensive driving courses include:
- Scanning the roadway and adapting to surroundings
- Employing the two-second rule for following distances
- Knowing your vehicle’s stopping distance
- Being aware of reaction distance
- Environment hazards
- Vehicle emergencies
- Sharing the road
- Passing and necessary clear distance
- Right of way
- Speed adjustments and railroad crossings
- Knowing your state’s traffic laws
The great news is you can easily find an online safe driving course that your car insurance will accept and that may reduce your points. Check with your insurance company and local DMV.
Ready to compare car insurance discounts from multiple providers? Enter your ZIP code below to get started.
Frequently Asked Questions
- How Much Does Car Insurance Cost?
- Cheap Car Insurance: Myth or Reality?
- Will a Speeding Ticket Raise My Car Insurance Rates?
- Car Insurance Rates 2018: Why are Prices Increasing?
- How Much Does Car Insurance Cost for a 16 Year Old?
- Which Cars are Cheapest to Insure?
- Does a Teenager with a Learner’s Permit Need to be Listed on my Policy?
- View All Coverage Questions
Popular Rate Quotes
- Toyota Corolla Insurance
- Toyota Rav4 Insurance
- Honda Civic Insurance
- Toyota Camry Insurance
- Honda Accord Insurance
- Chevrolet Silverado Insurance
- Ford Focus Insurance
- Dodge Ram Insurance
- GMC Sierra Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area