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Distant Student Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Dec 18, 2020

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Finding car insurance for college students can be tricky. How much coverage do they need? Especially if they aren’t living at home. What student discounts are available? Distant Student car insurance discounts are available. You will want to request this discount from your car insurance provider when your student leaves for college.

You may be asking, “So how much will my car insurance cost with a Distant Student discount?” The only way to find out is to compare car insurance rates and discounts. Ready to compare right now? Enter your ZIP code above to get started.

Distant Student Car Insurance Discount

Below you will find the car insurance companies who offer a Distant Student car insurance discount. In our research, 15 of the top car insurance companies offered a Distant Student Discount.

Car Insurance Companies Offering a Distant Student Discount
CompaniesTotals Discounts Provided #Distant Student
21st Century21
AAA21✔️
Allstate29✔️
American Family27✔️
Ameriprise18✔️
Amica27✔️
Country Financial26
Esurance34
Farmers34✔️
Geico32✔️
Liberty Mutual38
MetLife38
Nationwide35✔️
Progressive36✔️
Safe Auto22
Safeco30✔️
State Farm20✔️
The General20
The Hanover22✔️
The Hartford38✔️
Travelers28✔️
USAA28✔️
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You can see here how much you can save with the Distant Student auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 35 percent.

Distant Student Discount Savings by Company
DiscountsDistant Student
21st CenturyN/A
AAAN/A
Allstate35
American FamilyN/A
AmeripriseN/A
AmicaN/A
Country FinancialN/A
EsuranceN/A
FarmersN/A
GeicoN/A
Liberty MutualN/A
MetLifeN/A
Nationwide10
ProgressiveN/A
Safe AutoN/A
Safeco15
State FarmN/A
The GeneralN/A
The Hanover5
The Hartford3
Travelers7
USAAN/A
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Who qualifies for a Distant Student Discount?

It’s important to know this — don’t remove your distant student from your insurance policy even if they only come home on the weekends or less frequently and drive your vehicle. They must be insured at all times.

According to Soucy Insurance Agency, here are the qualifications for a distant student discount:

  • “The student must be over 100 miles away (or further for some insurers).
  • The student must be under the age of 23.
  • The student must be attending college full-time.
  • The student must not have access to a covered vehicle while at school. (That is, a vehicle covered under your policy. He can drive someone else’s car, but it better have insurance).”

Ready to compare car insurance discounts from multiple providers? Enter your ZIP code below to get started.

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