Audi Q5 3.2 Premium Plus AWD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for an Audi Q5 3.2 Premium Plus AWD are $1,620 a year for full coverage insurance. Comprehensive insurance costs an estimated $368, collision insurance costs $730, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $3,516 or more. Teenage drivers cost the most to insure at up to $5,874 a year.

Annual premium for full coverage: $1,620

Policy rates broken down by type of insurance:

Comprehensive $368
Collision $730
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi Q5 Trim Level

For a driver in their 40's, Audi Q5 3.2 Premium Plus AWD insurance rates range from as low as $430 for just liability insurance to a much higher rate of $3,516 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,620
High Risk $3,516

These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Audi Q5 3.2 Premium Plus AWD Insurance

Searching Companies

Insurance prices for an Audi Q5 3.2 Premium Plus AWD also range considerably based on your risk profile, the model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,800 a year. View Rates by Age

Your home state makes a big difference in Audi Q5 3.2 Premium Plus AWD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $740 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,900 to $2,600 additional every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates will be varied from one company to the next.

View Chart as Image

Audi Q5 3.2 Premium Plus AWD insurance cost comparison chart
Column chart showing Audi Q5 3.2 Premium Plus AWD insurance prices range from $911 to $5,874 for full coverage

The chart estimates Audi Q5 3.2 Premium Plus AWD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $911. Drivers who use higher $1,000 deductibles will pay around $1,372. The average rate for a driver around age 40 using $500 deductibles is $1,620. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,106. Drivers with multiple violations and accidents could be charged around $3,516. The price for full coverage for a teenage driver is $5,874.

Audi Q5 3.2 Premium Plus AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,464 -$156 -9.6%
Alaska $1,242 -$378 -23.3%
Arizona $1,346 -$274 -16.9%
Arkansas $1,620 -$0 0.0%
California $1,846 $226 14.0%
Colorado $1,548 -$72 -4.4%
Connecticut $1,666 $46 2.8%
Delaware $1,834 $214 13.2%
Florida $2,026 $406 25.1%
Georgia $1,496 -$124 -7.7%
Hawaii $1,164 -$456 -28.1%
Idaho $1,096 -$524 -32.3%
Illinois $1,206 -$414 -25.6%
Indiana $1,220 -$400 -24.7%
Iowa $1,092 -$528 -32.6%
Kansas $1,540 -$80 -4.9%
Kentucky $2,210 $590 36.4%
Louisiana $2,398 $778 48.0%
Maine $1,000 -$620 -38.3%
Maryland $1,336 -$284 -17.5%
Massachusetts $1,296 -$324 -20.0%
Michigan $2,816 $1,196 73.8%
Minnesota $1,354 -$266 -16.4%
Mississippi $1,942 $322 19.9%
Missouri $1,436 -$184 -11.4%
Montana $1,740 $120 7.4%
Nebraska $1,276 -$344 -21.2%
Nevada $1,944 $324 20.0%
New Hampshire $1,168 -$452 -27.9%
New Jersey $1,812 $192 11.9%
New Mexico $1,434 -$186 -11.5%
New York $1,706 $86 5.3%
North Carolina $934 -$686 -42.3%
North Dakota $1,328 -$292 -18.0%
Ohio $1,118 -$502 -31.0%
Oklahoma $1,664 $44 2.7%
Oregon $1,484 -$136 -8.4%
Pennsylvania $1,546 -$74 -4.6%
Rhode Island $2,162 $542 33.5%
South Carolina $1,468 -$152 -9.4%
South Dakota $1,366 -$254 -15.7%
Tennessee $1,418 -$202 -12.5%
Texas $1,952 $332 20.5%
Utah $1,200 -$420 -25.9%
Vermont $1,108 -$512 -31.6%
Virginia $970 -$650 -40.1%
Washington $1,252 -$368 -22.7%
West Virginia $1,486 -$134 -8.3%
Wisconsin $1,122 -$498 -30.7%
Wyoming $1,444 -$176 -10.9%

View Chart as Image

Audi Q5 3.2 Premium Plus AWD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Audi Q5 3.2 Premium Plus AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,874
20 $3,760
30 $1,704
40 $1,620
50 $1,476
60 $1,450

Full coverage, $500 deductibles

Rates by Deductible

Audi Q5 3.2 Premium Plus AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,106
$250 $1,880
$500 $1,620
$1,000 $1,372

Full coverage, driver age 40

Rates by Liability Limit

Audi Q5 3.2 Premium Plus AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,620
50/100 $1,693
100/300 $1,784
250/500 $2,020
100 CSL $1,729
300 CSL $1,929
500 CSL $2,075

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q5 3.2 Premium Plus AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,426
20 $5,980
30 $3,612
40 $3,516
50 $3,354
60 $3,324

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $230

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $128
5-yr Claim Free $106
Paid in Full/EFT $80
Advance Quote $84
Online Quote $117
Total Discounts $709
Rate after discounts $911

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption