Audi Q5 3.2 Prestige AWD Insurance Rates

U.S. average insurance rates for an Audi Q5 3.2 Prestige AWD are $1,666 a year including full coverage. Comprehensive costs an estimated $382, collision insurance costs $762, and liability insurance costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $3,616. Teenage drivers pay the highest rates at up to $6,020 a year.

Annual premium for full coverage: $1,666

Price estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi Q5 Trim Level

Geographic Price Range

Your location has a significant impact on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects insurance prices.

These price ranges highlight why everyone should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for an Audi Q5 3.2 Prestige AWD are also quite variable based on your driving record, the replacement cost of your Q5, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers should be prepared to pay at least $6,000 a year. View Rates by Age

The state you live in makes a big difference in Audi Q5 3.2 Prestige AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $770 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $2,000 to $2,700 additional each year, depending on your age. Audi Q5 3.2 Prestige AWD insurance for high-risk drivers can cost anywhere from 45% to 134% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the best way to figure out who has the best auto insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates may be quite different from one company to the next.

View Chart as Image

The chart above shows average Audi Q5 3.2 Prestige AWD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $936. Drivers who use higher $1,000 deductibles will pay around $1,406. The average rate for a driver around age 40 using $500 deductibles is $1,666. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,172. Drivers with multiple violations and accidents could be charged at least $3,616. The rate for full coverage insurance for a teenage driver is $6,020.

View Chart as Image