Cadillac Escalade 2WD Insurance Rates

Estimated insurance rates for a Cadillac Escalade 2WD are $1,776 a year for full coverage. Comprehensive costs approximately $424, collision insurance costs $698, and liability insurance costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs around $3,808. Teenage drivers pay the most at up to $6,452 a year.

Annual premium for full coverage: $1,776

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why anyone shopping for car insurance should compare prices using their specific location, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance prices for a Cadillac Escalade 2WD also have a wide range based on the model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,100 to $2,800 additional annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $6,400 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $750 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $408 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates will be substantially different.

View Chart as Image

Chart shows Cadillac Escalade 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $1,028. Drivers who use higher $1,000 deductibles will pay $1,520. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,776. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,268. Drivers with multiple violations and accidents could be charged up to $3,808. The price for full coverage insurance for a teenager can be as high as $6,452.

View Chart as Image