Cadillac Escalade Hybrid 4WD Insurance Rates

Estimated insurance rates for a Cadillac Escalade Hybrid 4WD are $1,944 a year including full coverage. Comprehensive costs around $466, collision insurance costs $888, and liability coverage costs around $410. A policy with only liability insurance costs as low as $486 a year, and a high-risk policy costs around $4,210. Teen drivers pay the most at up to $6,960 a year.

Annual premium for full coverage: $1,944

Premium estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Cadillac Escalade Hybrid 4WD also have a wide range based on your driving characteristics, the replacement cost of your Escalade, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers will be charged as much as $6,900 a year. View Rates by Age

Where you choose to live has a huge impact on Cadillac Escalade Hybrid 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $910 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $2,300 to $3,100 extra annually, depending on your age. High-risk driver insurance can be around 45% to 132% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

View Chart as Image

The chart above shows average Cadillac Escalade Hybrid 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,092. Drivers who choose higher $1,000 deductibles will pay around $1,636. The average rate for a driver age 40 with no violations using $500 deductibles is $1,944. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,542. High risk drivers could be charged up to $4,210. The price for full coverage insurance for a 16-year-old driver can be as high as $6,960.

View Chart as Image