Cadillac Escalade Luxury Edition 4WD Insurance Rates

The average insurance prices for a Cadillac Escalade Luxury Edition 4WD are $1,836 every 12 months for full coverage insurance. Comprehensive costs on average $452 a year, collision costs $730, and liability costs $454. Liability-only coverage costs as little as $538 a year, with high-risk coverage costing around $3,932. Teenage drivers cost the most to insure at $6,616 a year or more.

Annual premium for full coverage: $1,836

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

These price differences illustrate why it is important for drivers to compare rates based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance prices for a Cadillac Escalade Luxury Edition 4WD also range considerably based on liability limits and deductibles, your risk profile, and the model year of your Escalade.

Using high physical damage deductibles could save up to $790 annually, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $408 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $6,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $2,100 to $2,900 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Cadillac Escalade Luxury Edition 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Every company uses a different method to calculate rates, and rates will be varied.

View Chart as Image

The chart estimates Cadillac Escalade Luxury Edition 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $1,061. Drivers who use higher $1,000 deductibles will pay $1,568. The average rate for a 40-year-old male driver using $500 deductibles is $1,836. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,352. Drivers with multiple violations and accidents could be charged around $3,932. The cost for full coverage insurance for a teen driver is $6,616.

View Chart as Image