Cadillac Escalade Platinum Edition 2WD Insurance Rates

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Average insurance rates for a Cadillac Escalade Platinum Edition 2WD are $1,896 a year for full coverage. Comprehensive insurance costs approximately $480, collision insurance costs $762, and liability costs around $454. Buying just liability costs as low as $538 a year, and insurance for high-risk drivers costs $4,056 or more. Teen drivers receive the highest rates at up to $6,784 a year.

Annual premium for full coverage: $1,896

Rate estimates by type of insurance:

Comprehensive $480
Collision $762
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

For the average 40-year-old driver, prices range from the low end price of $538 for just liability insurance to a much higher rate of $4,056 for coverage for higher-risk drivers.

Liability Only $538
Full Coverage $1,896
High Risk $4,056

These differences show why anyone shopping for car insurance should compare prices using their specific location, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Cadillac Escalade Platinum Edition 2WD Insurance

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Auto insurance rates for a Cadillac Escalade Platinum Edition 2WD can also vary considerably based on the model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $2,200 to $3,000 in extra premium per year, depending on your age. High-risk driver insurance can be as much as 44% to 130% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $6,700 a year. View Rates by Age

Where you live has a huge impact on Cadillac Escalade Platinum Edition 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $830 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know which insurance company is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Cadillac Escalade Platinum Edition 2WD insurance cost comparison chart
Column chart showing Cadillac Escalade Platinum Edition 2WD insurance prices range from $1,094 to $6,784 for full coverage

Chart shows Cadillac Escalade Platinum Edition 2WD insurance prices for various risks and coverage choices. The best price after discounts is $1,094. Drivers who choose higher $1,000 deductibles will pay $1,612. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,896. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,436. High risk drivers could be charged as much as $4,056. The price for full coverage for a teenager can be as high as $6,784.

Cadillac Escalade Platinum Edition 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,712 -$184 -9.7%
Alaska $1,452 -$444 -23.4%
Arizona $1,572 -$324 -17.1%
Arkansas $1,896 -$0 0.0%
California $2,158 $262 13.8%
Colorado $1,810 -$86 -4.5%
Connecticut $1,944 $48 2.5%
Delaware $2,144 $248 13.1%
Florida $2,368 $472 24.9%
Georgia $1,748 -$148 -7.8%
Hawaii $1,358 -$538 -28.4%
Idaho $1,284 -$612 -32.3%
Illinois $1,412 -$484 -25.5%
Indiana $1,428 -$468 -24.7%
Iowa $1,280 -$616 -32.5%
Kansas $1,800 -$96 -5.1%
Kentucky $2,582 $686 36.2%
Louisiana $2,804 $908 47.9%
Maine $1,170 -$726 -38.3%
Maryland $1,562 -$334 -17.6%
Massachusetts $1,514 -$382 -20.1%
Michigan $3,288 $1,392 73.4%
Minnesota $1,586 -$310 -16.4%
Mississippi $2,268 $372 19.6%
Missouri $1,682 -$214 -11.3%
Montana $2,036 $140 7.4%
Nebraska $1,492 -$404 -21.3%
Nevada $2,272 $376 19.8%
New Hampshire $1,364 -$532 -28.1%
New Jersey $2,116 $220 11.6%
New Mexico $1,676 -$220 -11.6%
New York $1,992 $96 5.1%
North Carolina $1,090 -$806 -42.5%
North Dakota $1,552 -$344 -18.1%
Ohio $1,308 -$588 -31.0%
Oklahoma $1,944 $48 2.5%
Oregon $1,736 -$160 -8.4%
Pennsylvania $1,808 -$88 -4.6%
Rhode Island $2,528 $632 33.3%
South Carolina $1,716 -$180 -9.5%
South Dakota $1,598 -$298 -15.7%
Tennessee $1,658 -$238 -12.6%
Texas $2,284 $388 20.5%
Utah $1,402 -$494 -26.1%
Vermont $1,294 -$602 -31.8%
Virginia $1,134 -$762 -40.2%
Washington $1,462 -$434 -22.9%
West Virginia $1,736 -$160 -8.4%
Wisconsin $1,310 -$586 -30.9%
Wyoming $1,686 -$210 -11.1%

View Chart as Image

Cadillac Escalade Platinum Edition 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade Platinum Edition 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,784
20 $4,310
30 $1,988
40 $1,896
50 $1,724
60 $1,688

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Platinum Edition 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,436
$250 $2,188
$500 $1,896
$1,000 $1,612

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Platinum Edition 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,896
50/100 $1,987
100/300 $2,100
250/500 $2,395
100 CSL $2,032
300 CSL $2,282
500 CSL $2,464

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Platinum Edition 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $9,704
20 $6,836
30 $4,162
40 $4,056
50 $3,864
60 $3,824

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $256

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $102
Multi-vehicle $94
Homeowner $26
5-yr Accident Free $141
5-yr Claim Free $121
Paid in Full/EFT $89
Advance Quote $93
Online Quote $136
Total Discounts $802
Rate after discounts $1,094

Discounts are estimated and may not be available from every company or in every state.

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