Cadillac Escalade Platinum Edition 4WD Insurance Rates

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The average insurance rates for a Cadillac Escalade Platinum Edition 4WD are $1,896 a year including full coverage. Comprehensive costs approximately $480 each year, collision insurance costs $762, and liability coverage costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs around $4,056. Teen drivers cost the most to insure at up to $6,784 a year.

Annual premium for full coverage: $1,896

Policy rates by individual coverage:

Comprehensive $480
Collision $762
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade Trim Level

For a driver in their 40's, Cadillac Escalade Platinum Edition 4WD insurance rates range from as low as $538 for just liability coverage to a high rate of $4,056 for a driver who has had serious violations or accidents.

Liability Only $538
Full Coverage $1,896
High Risk $4,056

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $1,422
Small Cities $1,991
Large Cities $2,560

These price differences highlight why all drivers should compare prices using their specific location and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Cadillac Escalade Platinum Edition 4WD Insurance

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Auto insurance rates for a Cadillac Escalade Platinum Edition 4WD also range considerably based on your risk profile, the replacement cost of your Escalade, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $6,700 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade Platinum Edition 4WD insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $830 a year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $408 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $2,200 to $3,000 in extra premium every year, depending on your age. Insurance for high-risk drivers can be around 44% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

Cadillac Escalade Platinum Edition 4WD insurance cost comparison chart
Column chart showing Cadillac Escalade Platinum Edition 4WD insurance prices range from $1,094 to $6,784 for full coverage

The chart above shows average Cadillac Escalade Platinum Edition 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $1,094. Drivers who choose higher $1,000 deductibles will pay around $1,612. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,896. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $2,436. High risk drivers could be charged around $4,056. The policy rate for full coverage insurance for a teenager can be as high as $6,784.

Cadillac Escalade Platinum Edition 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,712 -$184 -9.7%
Alaska $1,452 -$444 -23.4%
Arizona $1,572 -$324 -17.1%
Arkansas $1,896 -$0 0.0%
California $2,158 $262 13.8%
Colorado $1,810 -$86 -4.5%
Connecticut $1,944 $48 2.5%
Delaware $2,144 $248 13.1%
Florida $2,368 $472 24.9%
Georgia $1,748 -$148 -7.8%
Hawaii $1,358 -$538 -28.4%
Idaho $1,284 -$612 -32.3%
Illinois $1,412 -$484 -25.5%
Indiana $1,428 -$468 -24.7%
Iowa $1,280 -$616 -32.5%
Kansas $1,800 -$96 -5.1%
Kentucky $2,582 $686 36.2%
Louisiana $2,804 $908 47.9%
Maine $1,170 -$726 -38.3%
Maryland $1,562 -$334 -17.6%
Massachusetts $1,514 -$382 -20.1%
Michigan $3,288 $1,392 73.4%
Minnesota $1,586 -$310 -16.4%
Mississippi $2,268 $372 19.6%
Missouri $1,682 -$214 -11.3%
Montana $2,036 $140 7.4%
Nebraska $1,492 -$404 -21.3%
Nevada $2,272 $376 19.8%
New Hampshire $1,364 -$532 -28.1%
New Jersey $2,116 $220 11.6%
New Mexico $1,676 -$220 -11.6%
New York $1,992 $96 5.1%
North Carolina $1,090 -$806 -42.5%
North Dakota $1,552 -$344 -18.1%
Ohio $1,308 -$588 -31.0%
Oklahoma $1,944 $48 2.5%
Oregon $1,736 -$160 -8.4%
Pennsylvania $1,808 -$88 -4.6%
Rhode Island $2,528 $632 33.3%
South Carolina $1,716 -$180 -9.5%
South Dakota $1,598 -$298 -15.7%
Tennessee $1,658 -$238 -12.6%
Texas $2,284 $388 20.5%
Utah $1,402 -$494 -26.1%
Vermont $1,294 -$602 -31.8%
Virginia $1,134 -$762 -40.2%
Washington $1,462 -$434 -22.9%
West Virginia $1,736 -$160 -8.4%
Wisconsin $1,310 -$586 -30.9%
Wyoming $1,686 -$210 -11.1%

View Chart as Image

Cadillac Escalade Platinum Edition 4WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac Escalade Platinum Edition 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,784
20 $4,310
30 $1,988
40 $1,896
50 $1,724
60 $1,688

Full coverage, $500 deductibles

Rates by Deductible

Cadillac Escalade Platinum Edition 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,436
$250 $2,188
$500 $1,896
$1,000 $1,612

Full coverage, driver age 40

Rates by Liability Limit

Cadillac Escalade Platinum Edition 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,896
50/100 $1,987
100/300 $2,100
250/500 $2,395
100 CSL $2,032
300 CSL $2,282
500 CSL $2,464

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac Escalade Platinum Edition 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $9,704
20 $6,836
30 $4,162
40 $4,056
50 $3,864
60 $3,824

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $256

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $102
Multi-vehicle $94
Homeowner $26
5-yr Accident Free $141
5-yr Claim Free $121
Paid in Full/EFT $89
Advance Quote $93
Online Quote $136
Total Discounts $802
Rate after discounts $1,094

Discounts are estimated and may not be available from every company or in every state.

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