Cadillac SRX Luxury AWD Insurance Rates

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Average insurance rates for a Cadillac SRX Luxury AWD are $1,542 a year including full coverage. Comprehensive insurance costs on average $354, collision costs $666, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,338 or more. Teenage drivers receive the highest rates at $5,606 a year or more.

Annual premium for full coverage: $1,542

Rate estimates by type of insurance:

Comprehensive $354
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

Using a 40-year-old driver as an example, prices go from the low end price of $430 for just the minimum liability insurance to a much higher rate of $3,338 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,542
High Risk $3,338

These differences highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of using average rates.

Use the form below to get rates for your location.

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Car insurance rates for a Cadillac SRX Luxury AWD can also vary considerably based on the model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,800 to $2,500 extra per year, depending on your age. High-risk driver insurance can be as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records will be charged upwards of $5,600 a year. View Rates by Age

Where you live has a huge impact on Cadillac SRX Luxury AWD insurance prices. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $690 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to figure out exactly what you will pay is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes can be significantly different.

View Chart as Image

Cadillac SRX Luxury AWD insurance cost comparison chart
Column chart showing Cadillac SRX Luxury AWD insurance prices range from $875 to $5,606 for full coverage

The chart above shows average Cadillac SRX Luxury AWD insurance prices for different risks and coverage choices. The best price after discounts is $875. Drivers who use higher $1,000 deductibles will pay $1,312. The average price for a 40-year-old male driver using $500 deductibles is $1,542. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,994. Drivers with multiple violations and accidents could be charged as much as $3,338. The price for full coverage for a teen driver can be as high as $5,606.

Cadillac SRX Luxury AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,394 -$148 -9.6%
Alaska $1,182 -$360 -23.3%
Arizona $1,282 -$260 -16.9%
Arkansas $1,542 -$0 0.0%
California $1,758 $216 14.0%
Colorado $1,474 -$68 -4.4%
Connecticut $1,586 $44 2.9%
Delaware $1,746 $204 13.2%
Florida $1,928 $386 25.0%
Georgia $1,426 -$116 -7.5%
Hawaii $1,108 -$434 -28.1%
Idaho $1,044 -$498 -32.3%
Illinois $1,148 -$394 -25.6%
Indiana $1,162 -$380 -24.6%
Iowa $1,042 -$500 -32.4%
Kansas $1,466 -$76 -4.9%
Kentucky $2,106 $564 36.6%
Louisiana $2,282 $740 48.0%
Maine $952 -$590 -38.3%
Maryland $1,272 -$270 -17.5%
Massachusetts $1,234 -$308 -20.0%
Michigan $2,682 $1,140 73.9%
Minnesota $1,290 -$252 -16.3%
Mississippi $1,848 $306 19.8%
Missouri $1,368 -$174 -11.3%
Montana $1,656 $114 7.4%
Nebraska $1,218 -$324 -21.0%
Nevada $1,850 $308 20.0%
New Hampshire $1,112 -$430 -27.9%
New Jersey $1,724 $182 11.8%
New Mexico $1,366 -$176 -11.4%
New York $1,626 $84 5.4%
North Carolina $890 -$652 -42.3%
North Dakota $1,264 -$278 -18.0%
Ohio $1,064 -$478 -31.0%
Oklahoma $1,586 $44 2.9%
Oregon $1,412 -$130 -8.4%
Pennsylvania $1,472 -$70 -4.5%
Rhode Island $2,056 $514 33.3%
South Carolina $1,398 -$144 -9.3%
South Dakota $1,302 -$240 -15.6%
Tennessee $1,352 -$190 -12.3%
Texas $1,858 $316 20.5%
Utah $1,144 -$398 -25.8%
Vermont $1,056 -$486 -31.5%
Virginia $924 -$618 -40.1%
Washington $1,192 -$350 -22.7%
West Virginia $1,414 -$128 -8.3%
Wisconsin $1,070 -$472 -30.6%
Wyoming $1,376 -$166 -10.8%

View Chart as Image

Cadillac SRX Luxury AWD insurance rates by U.S. city

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Rates by Driver Age

Cadillac SRX Luxury AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,606
20 $3,564
30 $1,620
40 $1,542
50 $1,406
60 $1,380

Full coverage, $500 deductibles

Rates by Deductible

Cadillac SRX Luxury AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,994
$250 $1,784
$500 $1,542
$1,000 $1,312

Full coverage, driver age 40

Rates by Liability Limit

Cadillac SRX Luxury AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,542
50/100 $1,615
100/300 $1,706
250/500 $1,942
100 CSL $1,651
300 CSL $1,851
500 CSL $1,997

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac SRX Luxury AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,030
20 $5,666
30 $3,426
40 $3,338
50 $3,184
60 $3,154

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $100
Paid in Full/EFT $75
Advance Quote $79
Online Quote $111
Total Discounts $667
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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