Chevrolet Equinox LT 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average insurance rates for a Chevrolet Equinox LT 2WD are $1,328 a year for full coverage insurance. Comprehensive costs an estimated $298, collision insurance costs $508, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $2,858. Teen drivers pay the highest rates at up to $4,906 a year.

Annual premium for full coverage: $1,328

Price estimates broken down by type of insurance:

Comprehensive $298
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

Using a 40-year-old driver as an example, Chevrolet Equinox LT 2WD insurance prices range from as low as $430 for liability-only coverage to a much higher rate of $2,858 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,328
High Risk $2,858

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas. The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $996
Small Cities $1,394
Large Cities $1,793

These price ranges illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Chevrolet Equinox LT 2WD Insurance

Searching Companies

Insurance prices for a Chevrolet Equinox LT 2WD are also quite variable based on your driving record, the model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teenage drivers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Equinox LT 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,600 to $2,100 additional each year, depending on your age. High-risk driver insurance can be around 43% to 135% more than average. View High Risk Driver Rates

Since rates can be so different, the only way to figure out who has the best car insurance rates is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates may be quite different from one company to the next.

View Chart as Image

Chevrolet Equinox LT 2WD insurance cost comparison chart
Column chart showing Chevrolet Equinox LT 2WD insurance prices range from $769 to $4,906 for full coverage

The chart estimates Chevrolet Equinox LT 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $769. Drivers who choose higher $1,000 deductibles will pay around $1,146. The average rate for a driver around age 40 using $500 deductibles is $1,328. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,684. High risk drivers could be charged at least $2,858. The price for full coverage insurance for a teenage driver can be as high as $4,906.

Chevrolet Equinox LT 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$126 -9.5%
Alaska $1,020 -$308 -23.2%
Arizona $1,104 -$224 -16.9%
Arkansas $1,328 -$0 0.0%
California $1,514 $186 14.0%
Colorado $1,272 -$56 -4.2%
Connecticut $1,366 $38 2.9%
Delaware $1,504 $176 13.3%
Florida $1,664 $336 25.3%
Georgia $1,228 -$100 -7.5%
Hawaii $954 -$374 -28.2%
Idaho $898 -$430 -32.4%
Illinois $988 -$340 -25.6%
Indiana $1,002 -$326 -24.5%
Iowa $898 -$430 -32.4%
Kansas $1,264 -$64 -4.8%
Kentucky $1,814 $486 36.6%
Louisiana $1,966 $638 48.0%
Maine $820 -$508 -38.3%
Maryland $1,096 -$232 -17.5%
Massachusetts $1,062 -$266 -20.0%
Michigan $2,308 $980 73.8%
Minnesota $1,112 -$216 -16.3%
Mississippi $1,592 $264 19.9%
Missouri $1,180 -$148 -11.1%
Montana $1,428 $100 7.5%
Nebraska $1,048 -$280 -21.1%
Nevada $1,594 $266 20.0%
New Hampshire $958 -$370 -27.9%
New Jersey $1,486 $158 11.9%
New Mexico $1,176 -$152 -11.4%
New York $1,400 $72 5.4%
North Carolina $766 -$562 -42.3%
North Dakota $1,088 -$240 -18.1%
Ohio $916 -$412 -31.0%
Oklahoma $1,366 $38 2.9%
Oregon $1,218 -$110 -8.3%
Pennsylvania $1,266 -$62 -4.7%
Rhode Island $1,772 $444 33.4%
South Carolina $1,204 -$124 -9.3%
South Dakota $1,120 -$208 -15.7%
Tennessee $1,164 -$164 -12.3%
Texas $1,602 $274 20.6%
Utah $986 -$342 -25.8%
Vermont $910 -$418 -31.5%
Virginia $796 -$532 -40.1%
Washington $1,026 -$302 -22.7%
West Virginia $1,218 -$110 -8.3%
Wisconsin $920 -$408 -30.7%
Wyoming $1,184 -$144 -10.8%

View Chart as Image

Chevrolet Equinox LT 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Chevrolet Equinox LT 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,906
20 $3,050
30 $1,386
40 $1,328
50 $1,212
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox LT 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,684
$250 $1,520
$500 $1,328
$1,000 $1,146

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox LT 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,328
50/100 $1,401
100/300 $1,492
250/500 $1,728
100 CSL $1,437
300 CSL $1,637
500 CSL $1,783

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox LT 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,992
20 $4,842
30 $2,922
40 $2,858
50 $2,728
60 $2,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $181

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $97
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption