Chevrolet Equinox LTZ 2WD Insurance Rates

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Average auto insurance rates for a Chevrolet Equinox LTZ 2WD are $1,466 annually with full coverage. Comprehensive costs on average $340, collision insurance costs $604, and liability insurance costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $3,160. Teen drivers receive the highest rates at up to $5,340 a year.

Annual premium for full coverage: $1,466

Rate estimates by type of coverage:

Comprehensive $340
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Equinox Trim Level

For the average driver, prices range from as cheap as $430 for your basic liability-only policy to the much higher price of $3,160 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,466
High Risk $3,160

Price Range by Location

Your location has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The example below illustrates how location impacts car insurance rates.

Rural Areas $1,100
Small Cities $1,539
Large Cities $1,979

These differences demonstrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Chevrolet Equinox LTZ 2WD can also vary considerably based on the model year of your Equinox, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. Chevrolet Equinox LTZ 2WD insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Equinox LTZ 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different between companies.

View Chart as Image

Chevrolet Equinox LTZ 2WD insurance cost comparison chart
Column chart showing Chevrolet Equinox LTZ 2WD insurance prices range from $841 to $5,340 for full coverage

The chart above shows Chevrolet Equinox LTZ 2WD insurance prices for various situations. The lowest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay about $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $1,880. High risk drivers could be charged as much as $3,160. The rate for full coverage insurance for a teen driver is $5,340.

Chevrolet Equinox LTZ 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,326 -$140 -9.5%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,670 $204 13.9%
Colorado $1,402 -$64 -4.4%
Connecticut $1,508 $42 2.9%
Delaware $1,660 $194 13.2%
Florida $1,834 $368 25.1%
Georgia $1,354 -$112 -7.6%
Hawaii $1,054 -$412 -28.1%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $990 -$476 -32.5%
Kansas $1,394 -$72 -4.9%
Kentucky $1,998 $532 36.3%
Louisiana $2,170 $704 48.0%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,172 -$294 -20.1%
Michigan $2,548 $1,082 73.8%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,756 $290 19.8%
Missouri $1,300 -$166 -11.3%
Montana $1,574 $108 7.4%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,544 $78 5.3%
North Carolina $846 -$620 -42.3%
North Dakota $1,200 -$266 -18.1%
Ohio $1,010 -$456 -31.1%
Oklahoma $1,506 $40 2.7%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,328 -$138 -9.4%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,284 -$182 -12.4%
Texas $1,766 $300 20.5%
Utah $1,086 -$380 -25.9%
Vermont $1,002 -$464 -31.7%
Virginia $878 -$588 -40.1%
Washington $1,132 -$334 -22.8%
West Virginia $1,344 -$122 -8.3%
Wisconsin $1,016 -$450 -30.7%
Wyoming $1,308 -$158 -10.8%

View Chart as Image

Chevrolet Equinox LTZ 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Equinox LTZ 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,372
30 $1,536
40 $1,466
50 $1,336
60 $1,310

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Equinox LTZ 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,880
$250 $1,688
$500 $1,466
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Equinox LTZ 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,539
100/300 $1,630
250/500 $1,866
100 CSL $1,575
300 CSL $1,775
500 CSL $1,921

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Equinox LTZ 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,634
20 $5,354
30 $3,240
40 $3,160
50 $3,014
60 $2,984

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $625
Rate after discounts $841

Discounts are estimated and may not be available from every company or in every state.

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