Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates

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Estimated insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD are $1,688 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $730, and liability insurance costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing $3,662 or more. Teenage drivers pay the most at $6,194 a year or more.

Annual premium for full coverage: $1,688

Premium estimates for type of coverage:

Comprehensive $368
Collision $730
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

For an average driver, insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD go from as low as $486 for just liability insurance to the much higher price of $3,662 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,688
High Risk $3,662

These rate differences illustrate why everyone should compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates

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Insurance rates for a Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay as much as $6,100 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $740 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $2,000 to $2,700 extra annually, depending on your age. Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance for high-risk drivers can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out your exact price is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

View Chart as Image

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance prices range from $957 to $6,194 for full coverage

The chart estimates Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $957. Drivers who use higher $1,000 deductibles will pay around $1,440. The average rate for a driver age 40 with no violations using $500 deductibles is $1,688. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,174. Drivers with multiple violations and accidents could be charged up to $3,662. The rate for full coverage for a 16-year-old driver is $6,194.

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,526 -$162 -9.6%
Alaska $1,294 -$394 -23.3%
Arizona $1,402 -$286 -16.9%
Arkansas $1,688 -$0 0.0%
California $1,924 $236 14.0%
Colorado $1,610 -$78 -4.6%
Connecticut $1,734 $46 2.7%
Delaware $1,910 $222 13.2%
Florida $2,112 $424 25.1%
Georgia $1,560 -$128 -7.6%
Hawaii $1,210 -$478 -28.3%
Idaho $1,144 -$544 -32.2%
Illinois $1,256 -$432 -25.6%
Indiana $1,274 -$414 -24.5%
Iowa $1,138 -$550 -32.6%
Kansas $1,602 -$86 -5.1%
Kentucky $2,302 $614 36.4%
Louisiana $2,500 $812 48.1%
Maine $1,044 -$644 -38.2%
Maryland $1,392 -$296 -17.5%
Massachusetts $1,348 -$340 -20.1%
Michigan $2,932 $1,244 73.7%
Minnesota $1,412 -$276 -16.4%
Mississippi $2,024 $336 19.9%
Missouri $1,496 -$192 -11.4%
Montana $1,814 $126 7.5%
Nebraska $1,330 -$358 -21.2%
Nevada $2,026 $338 20.0%
New Hampshire $1,218 -$470 -27.8%
New Jersey $1,890 $202 12.0%
New Mexico $1,494 -$194 -11.5%
New York $1,778 $90 5.3%
North Carolina $972 -$716 -42.4%
North Dakota $1,384 -$304 -18.0%
Ohio $1,166 -$522 -30.9%
Oklahoma $1,732 $44 2.6%
Oregon $1,546 -$142 -8.4%
Pennsylvania $1,610 -$78 -4.6%
Rhode Island $2,254 $566 33.5%
South Carolina $1,530 -$158 -9.4%
South Dakota $1,424 -$264 -15.6%
Tennessee $1,476 -$212 -12.6%
Texas $2,032 $344 20.4%
Utah $1,248 -$440 -26.1%
Vermont $1,154 -$534 -31.6%
Virginia $1,010 -$678 -40.2%
Washington $1,304 -$384 -22.7%
West Virginia $1,548 -$140 -8.3%
Wisconsin $1,168 -$520 -30.8%
Wyoming $1,504 -$184 -10.9%

View Chart as Image

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,194
20 $3,920
30 $1,770
40 $1,688
50 $1,540
60 $1,512

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,174
$250 $1,948
$500 $1,688
$1,000 $1,440

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,688
50/100 $1,770
100/300 $1,873
250/500 $2,139
100 CSL $1,811
300 CSL $2,037
500 CSL $2,201

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado 2500HD LT Crew Cab Diesel 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,868
20 $6,230
30 $3,756
40 $3,662
50 $3,492
60 $3,462

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $238

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $90
Multi-vehicle $88
Homeowner $23
5-yr Accident Free $131
5-yr Claim Free $110
Paid in Full/EFT $82
Advance Quote $86
Online Quote $121
Total Discounts $731
Rate after discounts $957

Discounts are estimated and may not be available from every company or in every state.

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