Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates

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U.S. average insurance rates for a Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD are $1,688 a year including full coverage. Comprehensive insurance costs on average $368 a year, collision insurance costs $730, and liability insurance costs $410. Liability-only insurance costs as little as $486 a year, and high-risk driver insurance costs $3,662 or more. Teen drivers pay the highest rates at up to $6,194 a year.

Annual premium for full coverage: $1,688

Price estimates by individual coverage type:

Comprehensive $368
Collision $730
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

For a driver in their 40's, Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance prices range from as low as $486 for minimum levels of liability insurance to a high of $3,662 for a driver who has had serious violations or accidents.

Liability Only $486
Full Coverage $1,688
High Risk $3,662

These price ranges highlight why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates

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Car insurance rates for a Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD are also quite variable based on your driving record, the replacement cost of your Silverado 2500HD, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,600 per year on average for full coverage. Rates are highest for teenage drivers, where even good drivers will be charged upwards of $6,100 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $740 each year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,000 to $2,700 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

Since rates can be so different, the best way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

View Chart as Image

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance prices range from $957 to $6,194 for full coverage

The chart above shows average Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $957. Drivers who choose higher $1,000 deductibles will pay around $1,440. The average rate for a 40-year-old male driver using $500 deductibles is $1,688. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $2,174. High risk drivers could be charged at least $3,662. The cost for full coverage for a teen driver is $6,194.

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,526 -$162 -9.6%
Alaska $1,294 -$394 -23.3%
Arizona $1,402 -$286 -16.9%
Arkansas $1,688 -$0 0.0%
California $1,924 $236 14.0%
Colorado $1,610 -$78 -4.6%
Connecticut $1,734 $46 2.7%
Delaware $1,910 $222 13.2%
Florida $2,112 $424 25.1%
Georgia $1,560 -$128 -7.6%
Hawaii $1,210 -$478 -28.3%
Idaho $1,144 -$544 -32.2%
Illinois $1,256 -$432 -25.6%
Indiana $1,274 -$414 -24.5%
Iowa $1,138 -$550 -32.6%
Kansas $1,602 -$86 -5.1%
Kentucky $2,302 $614 36.4%
Louisiana $2,500 $812 48.1%
Maine $1,044 -$644 -38.2%
Maryland $1,392 -$296 -17.5%
Massachusetts $1,348 -$340 -20.1%
Michigan $2,932 $1,244 73.7%
Minnesota $1,412 -$276 -16.4%
Mississippi $2,024 $336 19.9%
Missouri $1,496 -$192 -11.4%
Montana $1,814 $126 7.5%
Nebraska $1,330 -$358 -21.2%
Nevada $2,026 $338 20.0%
New Hampshire $1,218 -$470 -27.8%
New Jersey $1,890 $202 12.0%
New Mexico $1,494 -$194 -11.5%
New York $1,778 $90 5.3%
North Carolina $972 -$716 -42.4%
North Dakota $1,384 -$304 -18.0%
Ohio $1,166 -$522 -30.9%
Oklahoma $1,732 $44 2.6%
Oregon $1,546 -$142 -8.4%
Pennsylvania $1,610 -$78 -4.6%
Rhode Island $2,254 $566 33.5%
South Carolina $1,530 -$158 -9.4%
South Dakota $1,424 -$264 -15.6%
Tennessee $1,476 -$212 -12.6%
Texas $2,032 $344 20.4%
Utah $1,248 -$440 -26.1%
Vermont $1,154 -$534 -31.6%
Virginia $1,010 -$678 -40.2%
Washington $1,304 -$384 -22.7%
West Virginia $1,548 -$140 -8.3%
Wisconsin $1,168 -$520 -30.8%
Wyoming $1,504 -$184 -10.9%

View Chart as Image

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,194
20 $3,920
30 $1,770
40 $1,688
50 $1,540
60 $1,512

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,174
$250 $1,948
$500 $1,688
$1,000 $1,440

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,688
50/100 $1,770
100/300 $1,873
250/500 $2,139
100 CSL $1,811
300 CSL $2,037
500 CSL $2,201

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,868
20 $6,230
30 $3,756
40 $3,662
50 $3,492
60 $3,462

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $238

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $90
Multi-vehicle $88
Homeowner $23
5-yr Accident Free $131
5-yr Claim Free $110
Paid in Full/EFT $82
Advance Quote $86
Online Quote $121
Total Discounts $731
Rate after discounts $957

Discounts are estimated and may not be available from every company or in every state.

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