Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD Insurance Rates

U.S. average insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD are $1,734 a year for full coverage. Comprehensive costs on average $382, collision costs $762, and liability costs around $410. Just liability insurance costs as low as $486 a year, with coverage for high-risk drivers costing around $3,762. Teenage drivers pay the highest rates at $6,340 a year or more.

Annual premium for full coverage: $1,734

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 2500HD Trim Level

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The price range example below illustrates how your location can change car insurance rates.

These price ranges show why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD are also quite variable based on the model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $2,100 to $2,800 extra each year, depending on your age. High-risk driver insurance can be from 44% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,600 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $6,300 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $770 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $369 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates may be quite different.

View Chart as Image

Chart shows Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $981. Drivers who use higher $1,000 deductibles will pay $1,474. The average price for a 40-year-old male driver using $500 deductibles is $1,734. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,240. Drivers with multiple violations and accidents could be charged at least $3,762. The price for full coverage insurance for a teen driver can be as high as $6,340.

View Chart as Image