Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average auto insurance rates for a Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD are $1,612 annually with full coverage. Comprehensive insurance costs approximately $424, collision costs $666, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,450 or more. Teenage drivers pay the highest rates at $5,712 a year or more.

Annual premium for full coverage: $1,612

Price estimates by type of insurance:

Comprehensive $424
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado 3500HD Trim Level

For a driver around age 40, Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance prices go from as cheap as $430 for the bare minimum liability coverage to a much higher rate of $3,450 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,612
High Risk $3,450

These price ranges demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates

Searching Companies

Auto insurance rates for a Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD are also quite variable based on the actual cash value of your Silverado 3500HD, your driving record, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,900 to $2,500 in extra premium each year, depending on your age. High-risk driver insurance can be as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $730 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance prices range from $925 to $5,712 for full coverage

The chart above shows Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance prices for different situations. The best price after discounts is $925. Drivers who use higher $1,000 deductibles will pay about $1,364. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,612. Using more expensive $100 deductibles for comp and collision coverage could cost up to $2,088. Drivers with multiple violations and accidents could be charged at least $3,450. The price for full coverage for a teenager can be as high as $5,712.

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,458 -$154 -9.6%
Alaska $1,234 -$378 -23.4%
Arizona $1,340 -$272 -16.9%
Arkansas $1,612 -$0 0.0%
California $1,838 $226 14.0%
Colorado $1,540 -$72 -4.5%
Connecticut $1,658 $46 2.9%
Delaware $1,826 $214 13.3%
Florida $2,016 $404 25.1%
Georgia $1,490 -$122 -7.6%
Hawaii $1,158 -$454 -28.2%
Idaho $1,092 -$520 -32.3%
Illinois $1,200 -$412 -25.6%
Indiana $1,214 -$398 -24.7%
Iowa $1,088 -$524 -32.5%
Kansas $1,532 -$80 -5.0%
Kentucky $2,200 $588 36.5%
Louisiana $2,386 $774 48.0%
Maine $996 -$616 -38.2%
Maryland $1,330 -$282 -17.5%
Massachusetts $1,288 -$324 -20.1%
Michigan $2,802 $1,190 73.8%
Minnesota $1,348 -$264 -16.4%
Mississippi $1,932 $320 19.9%
Missouri $1,430 -$182 -11.3%
Montana $1,732 $120 7.4%
Nebraska $1,272 -$340 -21.1%
Nevada $1,934 $322 20.0%
New Hampshire $1,162 -$450 -27.9%
New Jersey $1,802 $190 11.8%
New Mexico $1,428 -$184 -11.4%
New York $1,698 $86 5.3%
North Carolina $930 -$682 -42.3%
North Dakota $1,320 -$292 -18.1%
Ohio $1,112 -$500 -31.0%
Oklahoma $1,656 $44 2.7%
Oregon $1,476 -$136 -8.4%
Pennsylvania $1,538 -$74 -4.6%
Rhode Island $2,150 $538 33.4%
South Carolina $1,462 -$150 -9.3%
South Dakota $1,360 -$252 -15.6%
Tennessee $1,412 -$200 -12.4%
Texas $1,942 $330 20.5%
Utah $1,196 -$416 -25.8%
Vermont $1,104 -$508 -31.5%
Virginia $966 -$646 -40.1%
Washington $1,246 -$366 -22.7%
West Virginia $1,478 -$134 -8.3%
Wisconsin $1,118 -$494 -30.6%
Wyoming $1,438 -$174 -10.8%

View Chart as Image

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,712
20 $3,660
30 $1,696
40 $1,612
50 $1,466
60 $1,436

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,088
$250 $1,870
$500 $1,612
$1,000 $1,364

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,612
50/100 $1,685
100/300 $1,776
250/500 $2,012
100 CSL $1,721
300 CSL $1,921
500 CSL $2,067

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,184
20 $5,810
30 $3,546
40 $3,450
50 $3,286
60 $3,254

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $121
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $80
Online Quote $116
Total Discounts $687
Rate after discounts $925

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption