Dodge Charger 3.5 AWD Insurance Rates

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The average auto insurance rates for a Dodge Charger 3.5 AWD are $1,670 annually for full coverage. Comprehensive insurance costs on average $382 each year, collision insurance costs $634, and liability costs around $454. Liability-only insurance costs as low as $538 a year, and high-risk driver insurance costs $3,584 or more. Teenage drivers cost the most to insure at up to $6,142 a year.

Annual premium for full coverage: $1,670

Policy rates by individual coverage:

Comprehensive $382
Collision $634
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Charger Trim Level

For an average driver, Dodge Charger 3.5 AWD insurance rates range from as cheap as $538 for liability-only coverage to a high rate of $3,584 for a driver required to buy high-risk insurance.

Liability Only $538
Full Coverage $1,670
High Risk $3,584

These price differences show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Charger 3.5 AWD also range considerably based on the model year, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $6,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,900 to $2,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $680 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $408 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Dodge Charger 3.5 AWD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

Dodge Charger 3.5 AWD insurance cost comparison chart
Column chart showing Dodge Charger 3.5 AWD insurance prices range from $971 to $6,142 for full coverage

Chart shows Dodge Charger 3.5 AWD insurance prices for various situations. The cheapest discount price is $971. Drivers who use higher $1,000 deductibles will pay about $1,440. The average price for a 40-year-old male driver using $500 deductibles is $1,670. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,118. Drivers with multiple violations and accidents could be charged around $3,584. The policy rate for full coverage for a teen driver can be as high as $6,142.

Dodge Charger 3.5 AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,510 -$160 -9.6%
Alaska $1,278 -$392 -23.5%
Arizona $1,386 -$284 -17.0%
Arkansas $1,670 -$0 0.0%
California $1,904 $234 14.0%
Colorado $1,594 -$76 -4.6%
Connecticut $1,714 $44 2.6%
Delaware $1,890 $220 13.2%
Florida $2,088 $418 25.0%
Georgia $1,542 -$128 -7.7%
Hawaii $1,198 -$472 -28.3%
Idaho $1,132 -$538 -32.2%
Illinois $1,244 -$426 -25.5%
Indiana $1,258 -$412 -24.7%
Iowa $1,128 -$542 -32.5%
Kansas $1,584 -$86 -5.1%
Kentucky $2,278 $608 36.4%
Louisiana $2,472 $802 48.0%
Maine $1,032 -$638 -38.2%
Maryland $1,378 -$292 -17.5%
Massachusetts $1,336 -$334 -20.0%
Michigan $2,900 $1,230 73.7%
Minnesota $1,398 -$272 -16.3%
Mississippi $2,000 $330 19.8%
Missouri $1,484 -$186 -11.1%
Montana $1,794 $124 7.4%
Nebraska $1,316 -$354 -21.2%
Nevada $2,002 $332 19.9%
New Hampshire $1,204 -$466 -27.9%
New Jersey $1,868 $198 11.9%
New Mexico $1,478 -$192 -11.5%
New York $1,756 $86 5.1%
North Carolina $962 -$708 -42.4%
North Dakota $1,368 -$302 -18.1%
Ohio $1,154 -$516 -30.9%
Oklahoma $1,714 $44 2.6%
Oregon $1,530 -$140 -8.4%
Pennsylvania $1,594 -$76 -4.6%
Rhode Island $2,228 $558 33.4%
South Carolina $1,512 -$158 -9.5%
South Dakota $1,410 -$260 -15.6%
Tennessee $1,462 -$208 -12.5%
Texas $2,012 $342 20.5%
Utah $1,236 -$434 -26.0%
Vermont $1,142 -$528 -31.6%
Virginia $1,000 -$670 -40.1%
Washington $1,290 -$380 -22.8%
West Virginia $1,530 -$140 -8.4%
Wisconsin $1,156 -$514 -30.8%
Wyoming $1,488 -$182 -10.9%

View Chart as Image

Dodge Charger 3.5 AWD insurance rates by U.S. city

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Rates by Driver Age

Dodge Charger 3.5 AWD Insurance Rates by Driver Age
Driver Age Premium
16 $6,142
20 $3,824
30 $1,744
40 $1,670
50 $1,522
60 $1,490

Full coverage, $500 deductibles

Rates by Deductible

Dodge Charger 3.5 AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,118
$250 $1,912
$500 $1,670
$1,000 $1,440

Full coverage, driver age 40

Rates by Liability Limit

Dodge Charger 3.5 AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,670
50/100 $1,761
100/300 $1,874
250/500 $2,169
100 CSL $1,806
300 CSL $2,056
500 CSL $2,238

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Charger 3.5 AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,758
20 $6,068
30 $3,668
40 $3,584
50 $3,420
60 $3,384

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $226

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $85
Homeowner $24
5-yr Accident Free $121
5-yr Claim Free $106
Paid in Full/EFT $76
Advance Quote $81
Online Quote $118
Total Discounts $699
Rate after discounts $971

Discounts are estimated and may not be available from every company or in every state.

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