Dodge Ram 2500 Crew Cab SLT 2WD Insurance Rates

Average insurance rates for a Dodge Ram 2500 Crew Cab SLT 2WD are $1,596 a year for full coverage. Comprehensive insurance costs approximately $340, collision costs $666, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing $3,460 or more. Teen drivers receive the highest rates at $5,906 a year or more.

Annual premium for full coverage: $1,596

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram 2500 Trim Level

These differences show why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Ram 2500 Crew Cab SLT 2WD can also vary considerably based on the model year, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance can be from 44% to 133% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $5,900 a year. View Rates by Age

Where you live has a huge impact on Dodge Ram 2500 Crew Cab SLT 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $680 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

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Chart shows Dodge Ram 2500 Crew Cab SLT 2WD insurance prices for different risks and coverage choices. The cheapest discount price is $912. Drivers who choose higher $1,000 deductibles will pay $1,368. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,596. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,042. High risk drivers could be charged as much as $3,460. The price for full coverage for a teenager can be as high as $5,906.

View Chart as Image