Dodge Ram 2500 Crew Cab SLT 4WD Insurance Rates
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Average insurance prices for a Dodge Ram 2500 Crew Cab SLT 4WD are $1,576 every 12 months for full coverage. Comprehensive insurance costs around $382, collision costs $604, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing $3,374 or more. Teenage drivers receive the highest rates at $5,724 a year or more.
Annual premium for full coverage: $1,576
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Dodge Ram 2500 Trim Level
For a driver in their 40's, prices go from the cheapest price of $486 for minimum levels of liability insurance to the much higher price of $3,374 for a driver who has had serious violations or accidents.
These differences show why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Dodge Ram 2500 Crew Cab SLT 4WD Insurance
Car insurance rates for a Dodge Ram 2500 Crew Cab SLT 4WD can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Ram 2500.
Using high physical damage deductibles could cut rates by as much as $660 annually, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,700 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at least $1,800 to $2,500 extra per year, depending on your age. Dodge Ram 2500 Crew Cab SLT 4WD insurance for high-risk drivers can be from 44% to 128% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Dodge Ram 2500 Crew Cab SLT 4WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
With so much variability in rates, the only way to know your exact price is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.
Chart shows Dodge Ram 2500 Crew Cab SLT 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $916. Drivers who use higher $1,000 deductibles will pay $1,350. The average rate for a driver age 40 with no violations using $500 deductibles is $1,576. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,006. Drivers with multiple violations and accidents could be charged as much as $3,374. The rate for full coverage for a 16-year-old driver can be as high as $5,724.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,426 | -$150 | -9.5% |
| Alaska | $1,206 | -$370 | -23.5% |
| Arizona | $1,308 | -$268 | -17.0% |
| Arkansas | $1,576 | -$0 | 0.0% |
| California | $1,796 | $220 | 14.0% |
| Colorado | $1,502 | -$74 | -4.7% |
| Connecticut | $1,618 | $42 | 2.7% |
| Delaware | $1,782 | $206 | 13.1% |
| Florida | $1,972 | $396 | 25.1% |
| Georgia | $1,458 | -$118 | -7.5% |
| Hawaii | $1,130 | -$446 | -28.3% |
| Idaho | $1,066 | -$510 | -32.4% |
| Illinois | $1,172 | -$404 | -25.6% |
| Indiana | $1,188 | -$388 | -24.6% |
| Iowa | $1,064 | -$512 | -32.5% |
| Kansas | $1,494 | -$82 | -5.2% |
| Kentucky | $2,148 | $572 | 36.3% |
| Louisiana | $2,334 | $758 | 48.1% |
| Maine | $974 | -$602 | -38.2% |
| Maryland | $1,300 | -$276 | -17.5% |
| Massachusetts | $1,258 | -$318 | -20.2% |
| Michigan | $2,736 | $1,160 | 73.6% |
| Minnesota | $1,318 | -$258 | -16.4% |
| Mississippi | $1,888 | $312 | 19.8% |
| Missouri | $1,398 | -$178 | -11.3% |
| Montana | $1,692 | $116 | 7.4% |
| Nebraska | $1,244 | -$332 | -21.1% |
| Nevada | $1,890 | $314 | 19.9% |
| New Hampshire | $1,136 | -$440 | -27.9% |
| New Jersey | $1,764 | $188 | 11.9% |
| New Mexico | $1,394 | -$182 | -11.5% |
| New York | $1,660 | $84 | 5.3% |
| North Carolina | $908 | -$668 | -42.4% |
| North Dakota | $1,290 | -$286 | -18.1% |
| Ohio | $1,088 | -$488 | -31.0% |
| Oklahoma | $1,616 | $40 | 2.5% |
| Oregon | $1,442 | -$134 | -8.5% |
| Pennsylvania | $1,502 | -$74 | -4.7% |
| Rhode Island | $2,102 | $526 | 33.4% |
| South Carolina | $1,428 | -$148 | -9.4% |
| South Dakota | $1,328 | -$248 | -15.7% |
| Tennessee | $1,378 | -$198 | -12.6% |
| Texas | $1,896 | $320 | 20.3% |
| Utah | $1,164 | -$412 | -26.1% |
| Vermont | $1,078 | -$498 | -31.6% |
| Virginia | $944 | -$632 | -40.1% |
| Washington | $1,218 | -$358 | -22.7% |
| West Virginia | $1,444 | -$132 | -8.4% |
| Wisconsin | $1,090 | -$486 | -30.8% |
| Wyoming | $1,404 | -$172 | -10.9% |
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,724 |
| 20 | $3,588 |
| 30 | $1,648 |
| 40 | $1,576 |
| 50 | $1,436 |
| 60 | $1,406 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,006 |
| $250 | $1,808 |
| $500 | $1,576 |
| $1,000 | $1,350 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,576 |
| 50/100 | $1,658 |
| 100/300 | $1,761 |
| 250/500 | $2,027 |
| 100 CSL | $1,699 |
| 300 CSL | $1,925 |
| 500 CSL | $2,089 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,168 |
| 20 | $5,690 |
| 30 | $3,456 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,182 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $79 |
| Homeowner | $22 |
| 5-yr Accident Free | $115 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $72 |
| Advance Quote | $76 |
| Online Quote | $112 |
| Total Discounts | $660 |
Discounts are estimated and may not be available from every company or in every state.
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