Ford Expedition Eddie Bauer 2WD Insurance Rates

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Estimated insurance prices for a Ford Expedition Eddie Bauer 2WD are $1,372 every 12 months for full coverage. Comprehensive costs around $354 each year, collision costs $572, and liability coverage costs $310. Liability-only coverage costs as little as $370 a year, with high-risk coverage costing around $2,938. Teenage drivers pay the most at $4,864 a year or more.

Annual premium for full coverage: $1,372

Premium estimates for individual coverage:

Comprehensive $354
Collision $572
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

Using a 40-year-old driver as an example, insurance rates for a Ford Expedition Eddie Bauer 2WD go from the cheapest price of $370 for liability-only coverage to a high rate of $2,938 for a policy for a high-risk driver.

Liability Only $370
Full Coverage $1,372
High Risk $2,938

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These rate differences show why all drivers should compare rates for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Ford Expedition Eddie Bauer 2WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the actual cash value of your Expedition.

Using high physical damage deductibles could save up to $620 a year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can cost around 45% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Ford Expedition Eddie Bauer 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, so the rates will be substantially different.

View Chart as Image

Ford Expedition Eddie Bauer 2WD insurance cost comparison chart
Column chart showing Ford Expedition Eddie Bauer 2WD insurance prices range from $786 to $4,864 for full coverage

Chart shows Ford Expedition Eddie Bauer 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $786. Drivers who use higher $1,000 deductibles will pay $1,162. The average rate for a driver age 40 with no violations using $500 deductibles is $1,372. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,778. Drivers with multiple violations and accidents could be charged up to $2,938. The policy rate for full coverage insurance for a 16-year-old driver is $4,864.

Ford Expedition Eddie Bauer 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,238 -$134 -9.8%
Alaska $1,050 -$322 -23.5%
Arizona $1,136 -$236 -17.2%
Arkansas $1,372 -$0 0.0%
California $1,562 $190 13.8%
Colorado $1,308 -$64 -4.7%
Connecticut $1,408 $36 2.6%
Delaware $1,548 $176 12.8%
Florida $1,710 $338 24.6%
Georgia $1,268 -$104 -7.6%
Hawaii $984 -$388 -28.3%
Idaho $930 -$442 -32.2%
Illinois $1,020 -$352 -25.7%
Indiana $1,032 -$340 -24.8%
Iowa $924 -$448 -32.7%
Kansas $1,300 -$72 -5.2%
Kentucky $1,870 $498 36.3%
Louisiana $2,028 $656 47.8%
Maine $844 -$528 -38.5%
Maryland $1,130 -$242 -17.6%
Massachusetts $1,092 -$280 -20.4%
Michigan $2,378 $1,006 73.3%
Minnesota $1,146 -$226 -16.5%
Mississippi $1,640 $268 19.5%
Missouri $1,216 -$156 -11.4%
Montana $1,470 $98 7.1%
Nebraska $1,080 -$292 -21.3%
Nevada $1,642 $270 19.7%
New Hampshire $988 -$384 -28.0%
New Jersey $1,532 $160 11.7%
New Mexico $1,212 -$160 -11.7%
New York $1,444 $72 5.2%
North Carolina $788 -$584 -42.6%
North Dakota $1,122 -$250 -18.2%
Ohio $944 -$428 -31.2%
Oklahoma $1,406 $34 2.5%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,306 -$66 -4.8%
Rhode Island $1,826 $454 33.1%
South Carolina $1,242 -$130 -9.5%
South Dakota $1,156 -$216 -15.7%
Tennessee $1,198 -$174 -12.7%
Texas $1,650 $278 20.3%
Utah $1,012 -$360 -26.2%
Vermont $936 -$436 -31.8%
Virginia $820 -$552 -40.2%
Washington $1,058 -$314 -22.9%
West Virginia $1,256 -$116 -8.5%
Wisconsin $948 -$424 -30.9%
Wyoming $1,220 -$152 -11.1%

View Chart as Image

Ford Expedition Eddie Bauer 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford Expedition Eddie Bauer 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,864
20 $3,118
30 $1,444
40 $1,372
50 $1,248
60 $1,224

Full coverage, $500 deductibles

Rates by Deductible

Ford Expedition Eddie Bauer 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,778
$250 $1,590
$500 $1,372
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Ford Expedition Eddie Bauer 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,434
100/300 $1,512
250/500 $1,713
100 CSL $1,465
300 CSL $1,636
500 CSL $1,760

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Expedition Eddie Bauer 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,970
20 $4,946
30 $3,018
40 $2,938
50 $2,796
60 $2,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $104
5-yr Claim Free $88
Paid in Full/EFT $66
Advance Quote $68
Online Quote $99
Total Discounts $586
Rate after discounts $786

Discounts are estimated and may not be available from every company or in every state.

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