Ford Expedition Limited 4WD Insurance Rates

Average auto insurance rates for a Ford Expedition Limited 4WD are $1,418 annually with full coverage. Comprehensive insurance costs approximately $368 a year, collision insurance costs $604, and liability costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs $3,038 or more. Teenage drivers receive the highest rates at up to $5,010 a year.

Annual premium for full coverage: $1,418

Rate estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Expedition Trim Level

These differences demonstrate why it is important for drivers to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford Expedition Limited 4WD can also vary considerably based on the model year of your Expedition, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 126% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $650 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Expedition Limited 4WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out which car insurance is cheapest is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes can be significantly different between companies.

View Chart as Image

The chart above shows Ford Expedition Limited 4WD insurance prices for various situations. The best price after discounts is $808. Drivers who use higher $1,000 deductibles will pay about $1,196. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,418. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,842. Drivers with multiple violations and accidents could be charged as much as $3,038. The cost for full coverage for a teenager can be as high as $5,010.

View Chart as Image