Ford Explorer Eddie Bauer 4WD Insurance Rates

Estimated auto insurance rates for a Ford Explorer Eddie Bauer 4WD are $1,356 annually including full coverage. Comprehensive insurance costs around $326, collision costs $508, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing $2,904 or more. Teen drivers pay the most at $4,948 a year or more.

Annual premium for full coverage: $1,356

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Explorer Trim Level

These rate differences highlight why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Ford Explorer Eddie Bauer 4WD also have a wide range based on the replacement cost of your Explorer, your driving characteristics, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 additional annually, depending on your age. Ford Explorer Eddie Bauer 4WD insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $560 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Ford Explorer Eddie Bauer 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of prices, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and rates will be substantially different between companies.

View Chart as Image

The chart above shows average Ford Explorer Eddie Bauer 4WD insurance prices for different situations. The best price after discounts is $791. Drivers who choose higher $1,000 deductibles will pay about $1,166. The average price for a driver age 40 with no violations using $500 deductibles is $1,356. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,722. High risk drivers could be charged up to $2,904. The rate for full coverage for a 16-year-old driver is $4,948.

View Chart as Image