Ford Mustang 2-Dr Coupe Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average insurance rates for a Ford Mustang 2-Dr Coupe are $1,600 a year with full coverage. Comprehensive costs on average $312, collision insurance costs $634, and liability costs $454. Buying just liability costs as little as $538 a year, and insurance for high-risk drivers costs around $3,470. Teenage drivers pay the highest rates at up to $6,036 a year.

Annual premium for full coverage: $1,600

Price estimates by type of coverage:

Comprehensive $312
Collision $634
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Mustang Trim Level

For the average driver, Ford Mustang 2-Dr Coupe insurance prices range from the low end price of $538 for basic liability insurance to the much higher price of $3,470 for a driver that may need high-risk insurance.

Liability Only $538
Full Coverage $1,600
High Risk $3,470

Geographic Price Range

Your location can make a big difference on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The example below illustrates how location impacts car insurance rates.

Rural Areas $1,200
Small Cities $1,680
Large Cities $2,160

These price ranges demonstrate why everyone should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Ford Mustang 2-Dr Coupe Insurance

Searching Companies

Insurance prices for a Ford Mustang 2-Dr Coupe are also quite variable based on the replacement cost of your Mustang, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,900 to $2,600 additional each year, depending on your age. Ford Mustang 2-Dr Coupe insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $6,000 a year. View Rates by Age

The state you live in makes a big difference in Ford Mustang 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $640 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $408 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and rates may be quite different.

View Chart as Image

Ford Mustang 2-Dr Coupe insurance cost comparison chart
Column chart showing Ford Mustang 2-Dr Coupe insurance prices range from $921 to $6,036 for full coverage

The chart above shows Ford Mustang 2-Dr Coupe insurance prices for various risks and coverage choices. The cheapest discount price is $921. Drivers who use higher $1,000 deductibles will pay $1,388. The average price for a 40-year-old male driver using $500 deductibles is $1,600. Selecting more expensive $100 deductibles for comp and collision coverage can cost as much as $2,022. Drivers with multiple violations and accidents could be charged at least $3,470. The rate for full coverage insurance for a teen driver is $6,036.

Ford Mustang 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,446 -$154 -9.6%
Alaska $1,226 -$374 -23.4%
Arizona $1,328 -$272 -17.0%
Arkansas $1,600 -$0 0.0%
California $1,824 $224 14.0%
Colorado $1,528 -$72 -4.5%
Connecticut $1,644 $44 2.8%
Delaware $1,812 $212 13.3%
Florida $2,000 $400 25.0%
Georgia $1,476 -$124 -7.8%
Hawaii $1,148 -$452 -28.3%
Idaho $1,086 -$514 -32.1%
Illinois $1,194 -$406 -25.4%
Indiana $1,206 -$394 -24.6%
Iowa $1,082 -$518 -32.4%
Kansas $1,518 -$82 -5.1%
Kentucky $2,182 $582 36.4%
Louisiana $2,368 $768 48.0%
Maine $988 -$612 -38.3%
Maryland $1,320 -$280 -17.5%
Massachusetts $1,280 -$320 -20.0%
Michigan $2,780 $1,180 73.8%
Minnesota $1,340 -$260 -16.3%
Mississippi $1,916 $316 19.8%
Missouri $1,422 -$178 -11.1%
Montana $1,720 $120 7.5%
Nebraska $1,260 -$340 -21.3%
Nevada $1,918 $318 19.9%
New Hampshire $1,154 -$446 -27.9%
New Jersey $1,790 $190 11.9%
New Mexico $1,416 -$184 -11.5%
New York $1,684 $84 5.3%
North Carolina $922 -$678 -42.4%
North Dakota $1,312 -$288 -18.0%
Ohio $1,106 -$494 -30.9%
Oklahoma $1,642 $42 2.6%
Oregon $1,466 -$134 -8.4%
Pennsylvania $1,528 -$72 -4.5%
Rhode Island $2,134 $534 33.4%
South Carolina $1,450 -$150 -9.4%
South Dakota $1,352 -$248 -15.5%
Tennessee $1,402 -$198 -12.4%
Texas $1,928 $328 20.5%
Utah $1,186 -$414 -25.9%
Vermont $1,094 -$506 -31.6%
Virginia $958 -$642 -40.1%
Washington $1,236 -$364 -22.8%
West Virginia $1,466 -$134 -8.4%
Wisconsin $1,108 -$492 -30.8%
Wyoming $1,426 -$174 -10.9%

View Chart as Image

Ford Mustang 2-Dr Coupe insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Ford Mustang 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $6,036
20 $3,728
30 $1,668
40 $1,600
50 $1,462
60 $1,434

Full coverage, $500 deductibles

Rates by Deductible

Ford Mustang 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,022
$250 $1,826
$500 $1,600
$1,000 $1,388

Full coverage, driver age 40

Rates by Liability Limit

Ford Mustang 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,600
50/100 $1,691
100/300 $1,804
250/500 $2,099
100 CSL $1,736
300 CSL $1,986
500 CSL $2,168

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Mustang 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $8,604
20 $5,924
30 $3,546
40 $3,470
50 $3,318
60 $3,284

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $224

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $84
Homeowner $23
5-yr Accident Free $119
5-yr Claim Free $103
Paid in Full/EFT $74
Advance Quote $80
Online Quote $112
Total Discounts $679
Rate after discounts $921

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption