Ford Taurus SEL Insurance Rates

U.S. average auto insurance rates for a Ford Taurus SEL are $1,462 annually with full coverage. Comprehensive costs on average $368, collision insurance costs $572, and liability coverage costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs around $3,128. Teen drivers pay the highest rates at up to $5,258 a year.

Annual premium for full coverage: $1,462

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford Taurus Trim Level

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have fewer collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

These price ranges demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Insurance rates for a Ford Taurus SEL are also quite variable based on the actual cash value of your Taurus, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,400 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $630 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Ford Taurus SEL insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so the rates may be quite different between companies.

View Chart as Image

The chart above shows Ford Taurus SEL insurance prices for various situations. The cheapest price with discounts is $848. Drivers who choose higher $1,000 deductibles will pay about $1,248. The average price for a 40-year-old male driver using $500 deductibles is $1,462. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,872. High risk drivers could be charged at least $3,128. The price for full coverage insurance for a teen driver can be as high as $5,258.

View Chart as Image