GMC Sierra 2500HD SLE Crew Cab 4WD Insurance Rates

The average insurance rates for a GMC Sierra 2500HD SLE Crew Cab 4WD are $1,496 a year for full coverage insurance. Comprehensive costs an estimated $340, collision costs $634, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,236. Teen drivers cost the most to insure at $5,462 a year or more.

Annual premium for full coverage: $1,496

Policy rates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra 2500HD SLE Crew Cab 4WD also range considerably based on the model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,800 to $2,400 in extra premium every year, depending on your age. High-risk driver insurance can cost from 44% to 135% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay at least $5,400 a year. View Rates by Age

Your home state makes a big difference in GMC Sierra 2500HD SLE Crew Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart estimates GMC Sierra 2500HD SLE Crew Cab 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $852. Drivers who choose higher $1,000 deductibles will pay $1,276. The average price for a driver around age 40 using $500 deductibles is $1,496. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,928. High risk drivers could be charged around $3,236. The price for full coverage insurance for a teenage driver is $5,462.

View Chart as Image