GMC Sierra 2500HD SLT Crew Cab 2WD Insurance Rates

Estimated insurance rates for a GMC Sierra 2500HD SLT Crew Cab 2WD are $1,688 a year for full coverage insurance. Comprehensive costs on average $368 a year, collision insurance costs $730, and liability costs around $410. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs around $3,662. Teen drivers pay the most at up to $6,194 a year.

Annual premium for full coverage: $1,688

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important for drivers to compare prices based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

Insurance rates for a GMC Sierra 2500HD SLT Crew Cab 2WD also have a wide range based on the model year of your Sierra 2500HD, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $2,000 to $2,700 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $6,100 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Sierra 2500HD SLT Crew Cab 2WD insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $740 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

The chart estimates GMC Sierra 2500HD SLT Crew Cab 2WD insurance prices for various risks and coverage choices. The best price after discounts is $957. Drivers who choose higher $1,000 deductibles will pay $1,440. The average price for a 40-year-old male driver using $500 deductibles is $1,688. Choosing low $100 deductibles for physical damage coverage could cost up to $2,174. High risk drivers could be charged up to $3,662. The cost for full coverage insurance for a teen driver can be as high as $6,194.

View Chart as Image