GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates

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U.S. average insurance rates for a GMC Sierra 2500HD SLT Extended Cab 2WD are $1,642 a year for full coverage. Comprehensive insurance costs around $354, collision insurance costs $698, and liability costs around $410. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs $3,562 or more. Teenage drivers pay the highest rates at up to $6,050 a year.

Annual premium for full coverage: $1,642

Price estimates for type of coverage:

Comprehensive $354
Collision $698
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Using a 40-year-old driver as an example, GMC Sierra 2500HD SLT Extended Cab 2WD insurance prices range from as low as $486 for the bare minimum liability coverage to the much higher price of $3,562 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,642
High Risk $3,562

These price ranges show why everyone should compare prices for a specific zip code and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap GMC Sierra 2500HD SLT Extended Cab 2WD Insurance

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Auto insurance rates for a GMC Sierra 2500HD SLT Extended Cab 2WD are also quite variable based on your driving record, the model year of your Sierra 2500HD, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teenage drivers, where even good drivers will have to pay as much as $6,000 a year. View Rates by Age

The state you live in has a huge impact on GMC Sierra 2500HD SLT Extended Cab 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $710 every year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will increase rates by as much as $369 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,900 to $2,700 in extra premium each year, depending on your age. GMC Sierra 2500HD SLT Extended Cab 2WD insurance for high-risk drivers can be as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates may be quite different from one company to the next.

View Chart as Image

GMC Sierra 2500HD SLT Extended Cab 2WD insurance cost comparison chart
Column chart showing GMC Sierra 2500HD SLT Extended Cab 2WD insurance prices range from $935 to $6,050 for full coverage

Chart shows GMC Sierra 2500HD SLT Extended Cab 2WD insurance rates for various risk profiles and scenarios. The best rate after discounts is $935. Drivers who use higher $1,000 deductibles will pay around $1,404. The average rate for a driver age 40 with no violations using $500 deductibles is $1,642. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,110. Drivers with multiple violations and accidents could be charged at least $3,562. The rate for full coverage for a 16-year-old driver can be as high as $6,050.

GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,484 -$158 -9.6%
Alaska $1,260 -$382 -23.3%
Arizona $1,364 -$278 -16.9%
Arkansas $1,642 -$0 0.0%
California $1,872 $230 14.0%
Colorado $1,566 -$76 -4.6%
Connecticut $1,688 $46 2.8%
Delaware $1,858 $216 13.2%
Florida $2,054 $412 25.1%
Georgia $1,518 -$124 -7.6%
Hawaii $1,178 -$464 -28.3%
Idaho $1,112 -$530 -32.3%
Illinois $1,222 -$420 -25.6%
Indiana $1,240 -$402 -24.5%
Iowa $1,110 -$532 -32.4%
Kansas $1,558 -$84 -5.1%
Kentucky $2,240 $598 36.4%
Louisiana $2,432 $790 48.1%
Maine $1,014 -$628 -38.2%
Maryland $1,354 -$288 -17.5%
Massachusetts $1,312 -$330 -20.1%
Michigan $2,852 $1,210 73.7%
Minnesota $1,374 -$268 -16.3%
Mississippi $1,968 $326 19.9%
Missouri $1,456 -$186 -11.3%
Montana $1,764 $122 7.4%
Nebraska $1,296 -$346 -21.1%
Nevada $1,970 $328 20.0%
New Hampshire $1,186 -$456 -27.8%
New Jersey $1,838 $196 11.9%
New Mexico $1,454 -$188 -11.4%
New York $1,730 $88 5.4%
North Carolina $946 -$696 -42.4%
North Dakota $1,346 -$296 -18.0%
Ohio $1,134 -$508 -30.9%
Oklahoma $1,686 $44 2.7%
Oregon $1,504 -$138 -8.4%
Pennsylvania $1,566 -$76 -4.6%
Rhode Island $2,190 $548 33.4%
South Carolina $1,488 -$154 -9.4%
South Dakota $1,388 -$254 -15.5%
Tennessee $1,436 -$206 -12.5%
Texas $1,976 $334 20.3%
Utah $1,214 -$428 -26.1%
Vermont $1,124 -$518 -31.5%
Virginia $982 -$660 -40.2%
Washington $1,268 -$374 -22.8%
West Virginia $1,504 -$138 -8.4%
Wisconsin $1,138 -$504 -30.7%
Wyoming $1,464 -$178 -10.8%

View Chart as Image

GMC Sierra 2500HD SLT Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $6,050
20 $3,812
30 $1,720
40 $1,642
50 $1,500
60 $1,472

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,110
$250 $1,892
$500 $1,642
$1,000 $1,404

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,642
50/100 $1,724
100/300 $1,827
250/500 $2,093
100 CSL $1,765
300 CSL $1,991
500 CSL $2,155

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra 2500HD SLT Extended Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,654
20 $6,058
30 $3,650
40 $3,562
50 $3,398
60 $3,368

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $85
Homeowner $23
5-yr Accident Free $126
5-yr Claim Free $106
Paid in Full/EFT $79
Advance Quote $83
Online Quote $117
Total Discounts $707
Rate after discounts $935

Discounts are estimated and may not be available from every company or in every state.

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