GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates

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The average insurance prices for a GMC Sierra 3500HD SLE Extended Cab 2WD are $1,508 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $382 a year, collision costs $604, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,228 or more. Teen drivers cost the most to insure at $5,404 a year or more.

Annual premium for full coverage: $1,508

Policy rates by individual coverage type:

Comprehensive $382
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

For an average driver, GMC Sierra 3500HD SLE Extended Cab 2WD insurance rates go from the cheapest price of $430 for liability-only coverage to a high of $3,228 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,508
High Risk $3,228

These price differences illustrate why it is important for drivers to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

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Companies with Cheap GMC Sierra 3500HD SLE Extended Cab 2WD Insurance

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Insurance rates for a GMC Sierra 3500HD SLE Extended Cab 2WD also range considerably based on liability limits and deductibles, your risk profile, and the replacement cost of your Sierra 3500HD.

Choosing high deductibles could cut rates by as much as $660 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 126% more than average. View High Risk Driver Rates

Your home state has a huge impact on GMC Sierra 3500HD SLE Extended Cab 2WD insurance prices. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be varied.

View Chart as Image

GMC Sierra 3500HD SLE Extended Cab 2WD insurance cost comparison chart
Column chart showing GMC Sierra 3500HD SLE Extended Cab 2WD insurance prices range from $869 to $5,404 for full coverage

The chart estimates GMC Sierra 3500HD SLE Extended Cab 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $869. Drivers who choose higher $1,000 deductibles will pay $1,282. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,508. Choosing low $100 deductibles for physical damage coverage could cost up to $1,938. High risk drivers could be charged around $3,228. The cost for full coverage for a teenager can be as high as $5,404.

GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,364 -$144 -9.5%
Alaska $1,154 -$354 -23.5%
Arizona $1,252 -$256 -17.0%
Arkansas $1,508 -$0 0.0%
California $1,718 $210 13.9%
Colorado $1,440 -$68 -4.5%
Connecticut $1,550 $42 2.8%
Delaware $1,706 $198 13.1%
Florida $1,886 $378 25.1%
Georgia $1,394 -$114 -7.6%
Hawaii $1,084 -$424 -28.1%
Idaho $1,018 -$490 -32.5%
Illinois $1,122 -$386 -25.6%
Indiana $1,134 -$374 -24.8%
Iowa $1,018 -$490 -32.5%
Kansas $1,432 -$76 -5.0%
Kentucky $2,056 $548 36.3%
Louisiana $2,232 $724 48.0%
Maine $930 -$578 -38.3%
Maryland $1,244 -$264 -17.5%
Massachusetts $1,206 -$302 -20.0%
Michigan $2,620 $1,112 73.7%
Minnesota $1,260 -$248 -16.4%
Mississippi $1,806 $298 19.8%
Missouri $1,338 -$170 -11.3%
Montana $1,618 $110 7.3%
Nebraska $1,190 -$318 -21.1%
Nevada $1,808 $300 19.9%
New Hampshire $1,086 -$422 -28.0%
New Jersey $1,686 $178 11.8%
New Mexico $1,334 -$174 -11.5%
New York $1,588 $80 5.3%
North Carolina $870 -$638 -42.3%
North Dakota $1,234 -$274 -18.2%
Ohio $1,040 -$468 -31.0%
Oklahoma $1,548 $40 2.7%
Oregon $1,380 -$128 -8.5%
Pennsylvania $1,438 -$70 -4.6%
Rhode Island $2,010 $502 33.3%
South Carolina $1,366 -$142 -9.4%
South Dakota $1,270 -$238 -15.8%
Tennessee $1,320 -$188 -12.5%
Texas $1,816 $308 20.4%
Utah $1,116 -$392 -26.0%
Vermont $1,032 -$476 -31.6%
Virginia $904 -$604 -40.1%
Washington $1,166 -$342 -22.7%
West Virginia $1,382 -$126 -8.4%
Wisconsin $1,044 -$464 -30.8%
Wyoming $1,344 -$164 -10.9%

View Chart as Image

GMC Sierra 3500HD SLE Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,404
20 $3,428
30 $1,582
40 $1,508
50 $1,372
60 $1,344

Full coverage, $500 deductibles

Rates by Deductible

GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,740
$500 $1,508
$1,000 $1,282

Full coverage, driver age 40

Rates by Liability Limit

GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,508
50/100 $1,581
100/300 $1,672
250/500 $1,908
100 CSL $1,617
300 CSL $1,817
500 CSL $1,963

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Sierra 3500HD SLE Extended Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,726
20 $5,440
30 $3,312
40 $3,228
50 $3,074
60 $3,044

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $204

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $112
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $74
Online Quote $108
Total Discounts $639
Rate after discounts $869

Discounts are estimated and may not be available from every company or in every state.

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