GMC Sierra 3500HD SLE Regular Cab 4WD Insurance Rates

Average insurance rates for a GMC Sierra 3500HD SLE Regular Cab 4WD are $1,688 a year for full coverage. Comprehensive costs around $368, collision costs $666, and liability costs $454. Buying just liability costs as little as $538 a year, with insurance for high-risk drivers costing around $3,640. Teenage drivers receive the highest rates at $6,244 a year or more.

Annual premium for full coverage: $1,688

Rate estimates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These differences show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra 3500HD SLE Regular Cab 4WD can also vary considerably based on your driver profile, the model year of your Sierra 3500HD, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as low as $1,600 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $6,200 a year. View Rates by Age

Where you live makes a big difference in GMC Sierra 3500HD SLE Regular Cab 4WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $690 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $408 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $2,000 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

View Chart as Image

Chart shows GMC Sierra 3500HD SLE Regular Cab 4WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $975. Drivers who use higher $1,000 deductibles will pay around $1,454. The average rate for a driver age 40 with no violations using $500 deductibles is $1,688. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,144. Drivers with multiple violations and accidents could be charged as much as $3,640. The price for full coverage insurance for a 16-year-old driver is $6,244.

View Chart as Image