GMC Sierra 3500HD SLT Extended Cab 4WD Insurance Rates

The average insurance rates for a GMC Sierra 3500HD SLT Extended Cab 4WD are $1,780 a year for full coverage insurance. Comprehensive insurance costs on average $396 a year, collision costs $730, and liability insurance costs $454. Buying just liability costs as little as $538 a year, with insurance for high-risk drivers costing $3,842 or more. Teenage drivers cost the most to insure at $6,532 a year or more.

Annual premium for full coverage: $1,780

Policy rates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 3500HD Trim Level

These price differences illustrate why it is important for drivers to compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a GMC Sierra 3500HD SLT Extended Cab 4WD also range considerably based on your risk profile, the model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,600 per year on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $6,500 a year. View Rates by Age

Your home state makes a big difference in GMC Sierra 3500HD SLT Extended Cab 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $750 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $408 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $2,100 to $2,900 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

View Chart as Image

The chart estimates GMC Sierra 3500HD SLT Extended Cab 4WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $1,021. Drivers who use higher $1,000 deductibles will pay around $1,526. The average rate for a 40-year-old male driver using $500 deductibles is $1,780. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,276. Drivers with multiple violations and accidents could be charged around $3,842. The cost for full coverage for a teen driver is $6,532.

View Chart as Image