GMC Sierra SLE Crew Cab 2WD Insurance Rates

The average insurance rates for a GMC Sierra SLE Crew Cab 2WD are $1,420 a year with full coverage. Comprehensive costs approximately $326, collision insurance costs $572, and liability costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $3,060. Teen drivers cost the most to insure at up to $5,194 a year.

Annual premium for full coverage: $1,420

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra Trim Level

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The example below illustrates how geographic area affects auto insurance prices.

These price differences demonstrate why everyone should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra SLE Crew Cab 2WD also range considerably based on your risk profile, the actual cash value of your Sierra, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state has a huge impact on GMC Sierra SLE Crew Cab 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $600 annually, whereas buying more liability protection will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 in extra premium every year, depending on your age. GMC Sierra SLE Crew Cab 2WD insurance for high-risk drivers can be from 44% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

The chart above shows GMC Sierra SLE Crew Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $818. Drivers who choose higher $1,000 deductibles will pay around $1,216. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,420. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,816. High risk drivers could be charged around $3,060. The rate for full coverage insurance for a teenager can be as high as $5,194.

View Chart as Image