Honda Fit Sport Insurance Rates

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Estimated insurance rates for a Honda Fit Sport are $1,174 a year with full coverage. Comprehensive costs an estimated $284, collision insurance costs $540, and liability insurance costs around $240. A policy with only liability insurance costs as low as $292 a year, and a high-risk policy costs around $2,534. Teenage drivers pay the most at up to $4,168 a year.

Annual premium for full coverage: $1,174

Premium estimates broken down by type of insurance:

Comprehensive $284
Collision $540
Liability $240

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Fit Trim Level

For a 40-year-old driver, insurance rates for a Honda Fit Sport range from the low end price of $292 for basic liability insurance to a much higher rate of $2,534 for high-risk insurance.

Liability Only $292
Full Coverage $1,174
High Risk $2,534

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences demonstrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Honda Fit Sport also have a wide range based on the model year, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $1,400 to $1,900 extra annually, depending on your age. High-risk driver insurance can be anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on Honda Fit Sport insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $560 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $216 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

View Chart as Image

Honda Fit Sport insurance cost comparison chart
Column chart showing Honda Fit Sport insurance prices range from $660 to $4,168 for full coverage

The chart above shows Honda Fit Sport insurance prices for various risks and coverage choices. The lowest price with discounts is $660. Drivers who use higher $1,000 deductibles will pay $988. The average price for a driver around age 40 using $500 deductibles is $1,174. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,540. Drivers with multiple violations and accidents could be charged up to $2,534. The price for full coverage insurance for a teenage driver can be as high as $4,168.

Honda Fit Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $900 -$274 -23.3%
Arizona $976 -$198 -16.9%
Arkansas $1,174 -$0 0.0%
California $1,338 $164 14.0%
Colorado $1,122 -$52 -4.4%
Connecticut $1,204 $30 2.6%
Delaware $1,328 $154 13.1%
Florida $1,466 $292 24.9%
Georgia $1,086 -$88 -7.5%
Hawaii $844 -$330 -28.1%
Idaho $794 -$380 -32.4%
Illinois $874 -$300 -25.6%
Indiana $884 -$290 -24.7%
Iowa $792 -$382 -32.5%
Kansas $1,114 -$60 -5.1%
Kentucky $1,600 $426 36.3%
Louisiana $1,740 $566 48.2%
Maine $724 -$450 -38.3%
Maryland $970 -$204 -17.4%
Massachusetts $938 -$236 -20.1%
Michigan $2,038 $864 73.6%
Minnesota $982 -$192 -16.4%
Mississippi $1,408 $234 19.9%
Missouri $1,042 -$132 -11.2%
Montana $1,262 $88 7.5%
Nebraska $926 -$248 -21.1%
Nevada $1,410 $236 20.1%
New Hampshire $848 -$326 -27.8%
New Jersey $1,312 $138 11.8%
New Mexico $1,038 -$136 -11.6%
New York $1,236 $62 5.3%
North Carolina $674 -$500 -42.6%
North Dakota $962 -$212 -18.1%
Ohio $810 -$364 -31.0%
Oklahoma $1,204 $30 2.6%
Oregon $1,078 -$96 -8.2%
Pennsylvania $1,118 -$56 -4.8%
Rhode Island $1,566 $392 33.4%
South Carolina $1,064 -$110 -9.4%
South Dakota $990 -$184 -15.7%
Tennessee $1,028 -$146 -12.4%
Texas $1,416 $242 20.6%
Utah $870 -$304 -25.9%
Vermont $800 -$374 -31.9%
Virginia $704 -$470 -40.0%
Washington $906 -$268 -22.8%
West Virginia $1,080 -$94 -8.0%
Wisconsin $814 -$360 -30.7%
Wyoming $1,044 -$130 -11.1%

View Chart as Image

Honda Fit Sport insurance rates by U.S. city

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Rates by Driver Age

Honda Fit Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,168
20 $2,700
30 $1,240
40 $1,174
50 $1,070
60 $1,050

Full coverage, $500 deductibles

Rates by Deductible

Honda Fit Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,540
$250 $1,370
$500 $1,174
$1,000 $988

Full coverage, driver age 40

Rates by Liability Limit

Honda Fit Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,222
100/300 $1,282
250/500 $1,438
100 CSL $1,246
300 CSL $1,378
500 CSL $1,474

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Fit Sport Insurance Rates for High Risk Drivers
Age Premium
16 $5,992
20 $4,292
30 $2,606
40 $2,534
50 $2,412
60 $2,394

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $60
Homeowner $15
5-yr Accident Free $93
5-yr Claim Free $77
Paid in Full/EFT $59
Advance Quote $61
Online Quote $85
Total Discounts $514
Rate after discounts $660

Discounts are estimated and may not be available from every company or in every state.

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