Hyundai Elantra Blue 4-Dr Sedan Insurance Rates

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The average insurance rates for a Hyundai Elantra Blue 4-Dr Sedan are $1,364 a year with full coverage. Comprehensive costs approximately $270, collision insurance costs $572, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs around $2,968. Teenage drivers cost the most to insure at up to $5,110 a year.

Annual premium for full coverage: $1,364

Policy rates by type of insurance:

Comprehensive $270
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Elantra Trim Level

For an average driver, Hyundai Elantra Blue 4-Dr Sedan insurance rates range from the low end price of $430 for basic liability insurance to a much higher rate of $2,968 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,364
High Risk $2,968

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,023
Small Cities $1,432
Large Cities $1,841

These price differences demonstrate why anyone shopping for car insurance should compare prices using their specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Hyundai Elantra Blue 4-Dr Sedan also range considerably based on the model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,100 a year. View Rates by Age

Your home state has a huge impact on Hyundai Elantra Blue 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $570 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be varied.

View Chart as Image

Hyundai Elantra Blue 4-Dr Sedan insurance cost comparison chart
Column chart showing Hyundai Elantra Blue 4-Dr Sedan insurance prices range from $779 to $5,110 for full coverage

The chart above shows Hyundai Elantra Blue 4-Dr Sedan insurance prices for various risks and coverage choices. The cheapest discount price is $779. Drivers who use higher $1,000 deductibles will pay $1,174. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,364. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged around $2,968. The price for full coverage insurance for a teenager can be as high as $5,110.

Hyundai Elantra Blue 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$132 -9.7%
Alaska $1,046 -$318 -23.3%
Arizona $1,132 -$232 -17.0%
Arkansas $1,364 -$0 0.0%
California $1,554 $190 13.9%
Colorado $1,304 -$60 -4.4%
Connecticut $1,404 $40 2.9%
Delaware $1,544 $180 13.2%
Florida $1,706 $342 25.1%
Georgia $1,260 -$104 -7.6%
Hawaii $980 -$384 -28.2%
Idaho $924 -$440 -32.3%
Illinois $1,016 -$348 -25.5%
Indiana $1,026 -$338 -24.8%
Iowa $922 -$442 -32.4%
Kansas $1,298 -$66 -4.8%
Kentucky $1,862 $498 36.5%
Louisiana $2,020 $656 48.1%
Maine $842 -$522 -38.3%
Maryland $1,126 -$238 -17.4%
Massachusetts $1,090 -$274 -20.1%
Michigan $2,370 $1,006 73.8%
Minnesota $1,140 -$224 -16.4%
Mississippi $1,634 $270 19.8%
Missouri $1,210 -$154 -11.3%
Montana $1,466 $102 7.5%
Nebraska $1,076 -$288 -21.1%
Nevada $1,636 $272 19.9%
New Hampshire $984 -$380 -27.9%
New Jersey $1,524 $160 11.7%
New Mexico $1,208 -$156 -11.4%
New York $1,438 $74 5.4%
North Carolina $786 -$578 -42.4%
North Dakota $1,118 -$246 -18.0%
Ohio $940 -$424 -31.1%
Oklahoma $1,402 $38 2.8%
Oregon $1,250 -$114 -8.4%
Pennsylvania $1,302 -$62 -4.5%
Rhode Island $1,820 $456 33.4%
South Carolina $1,238 -$126 -9.2%
South Dakota $1,150 -$214 -15.7%
Tennessee $1,196 -$168 -12.3%
Texas $1,644 $280 20.5%
Utah $1,010 -$354 -26.0%
Vermont $934 -$430 -31.5%
Virginia $816 -$548 -40.2%
Washington $1,056 -$308 -22.6%
West Virginia $1,250 -$114 -8.4%
Wisconsin $946 -$418 -30.6%
Wyoming $1,216 -$148 -10.9%

View Chart as Image

Hyundai Elantra Blue 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Hyundai Elantra Blue 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,110
20 $3,186
30 $1,426
40 $1,364
50 $1,246
60 $1,224

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Elantra Blue 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,740
$250 $1,564
$500 $1,364
$1,000 $1,174

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Elantra Blue 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,364
50/100 $1,437
100/300 $1,528
250/500 $1,764
100 CSL $1,473
300 CSL $1,673
500 CSL $1,819

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Elantra Blue 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,296
20 $5,068
30 $3,036
40 $2,968
50 $2,836
60 $2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $72
Homeowner $19
5-yr Accident Free $104
5-yr Claim Free $88
Paid in Full/EFT $65
Advance Quote $69
Online Quote $96
Total Discounts $585
Rate after discounts $779

Discounts are estimated and may not be available from every company or in every state.

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