Hyundai Santa Fe GLS 4WD Insurance Rates

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Estimated insurance rates for a Hyundai Santa Fe GLS 4WD are $1,346 a year including full coverage. Comprehensive insurance costs on average $284 a year, collision insurance costs $540, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,914 or more. Teen drivers pay the most at up to $5,008 a year.

Annual premium for full coverage: $1,346

Premium estimates by individual coverage type:

Comprehensive $284
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Santa Fe Trim Level

For an average driver, insurance rates for a Hyundai Santa Fe GLS 4WD range from the low end price of $430 for minimum levels of liability insurance to a high of $2,914 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,346
High Risk $2,914

These rate differences highlight why it is important for drivers to compare rates based on a specific location, instead of using price averages.

Use the form below to get rates for your location.

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Insurance rates for a Hyundai Santa Fe GLS 4WD also have a wide range based on the model year of your Santa Fe, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Santa Fe GLS 4WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $560 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Hyundai Santa Fe GLS 4WD insurance cost comparison chart
Column chart showing Hyundai Santa Fe GLS 4WD insurance prices range from $773 to $5,008 for full coverage

The chart above shows average Hyundai Santa Fe GLS 4WD insurance prices for various risks and coverage choices. The best price after discounts is $773. Drivers who choose higher $1,000 deductibles will pay $1,160. The average price for a 40-year-old male driver using $500 deductibles is $1,346. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,712. High risk drivers could be charged up to $2,914. The cost for full coverage for a teen driver is $5,008.

Hyundai Santa Fe GLS 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,534 $188 14.0%
Colorado $1,288 -$58 -4.3%
Connecticut $1,384 $38 2.8%
Delaware $1,524 $178 13.2%
Florida $1,684 $338 25.1%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $908 -$438 -32.5%
Kansas $1,280 -$66 -4.9%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $832 -$514 -38.2%
Maryland $1,112 -$234 -17.4%
Massachusetts $1,078 -$268 -19.9%
Michigan $2,340 $994 73.8%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,614 $268 19.9%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,616 $270 20.1%
New Hampshire $972 -$374 -27.8%
New Jersey $1,506 $160 11.9%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,104 -$242 -18.0%
Ohio $928 -$418 -31.1%
Oklahoma $1,384 $38 2.8%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,796 $450 33.4%
South Carolina $1,220 -$126 -9.4%
South Dakota $1,136 -$210 -15.6%
Tennessee $1,180 -$166 -12.3%
Texas $1,624 $278 20.7%
Utah $998 -$348 -25.9%
Vermont $920 -$426 -31.6%
Virginia $806 -$540 -40.1%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $934 -$412 -30.6%
Wyoming $1,200 -$146 -10.8%

View Chart as Image

Hyundai Santa Fe GLS 4WD insurance rates by U.S. city

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Rates by Driver Age

Hyundai Santa Fe GLS 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,008
20 $3,118
30 $1,406
40 $1,346
50 $1,228
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Santa Fe GLS 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,542
$500 $1,346
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Santa Fe GLS 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,419
100/300 $1,510
250/500 $1,746
100 CSL $1,455
300 CSL $1,655
500 CSL $1,801

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Santa Fe GLS 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,956
30 $2,980
40 $2,914
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $95
Total Discounts $573
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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