Hyundai Tucson Limited 4WD Insurance Rates

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U.S. average insurance rates for a Hyundai Tucson Limited 4WD are $1,342 a year for full coverage insurance. Comprehensive costs on average $312, collision insurance costs $508, and liability insurance costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $2,880. Teenage drivers pay the highest rates at up to $4,928 a year.

Annual premium for full coverage: $1,342

Price estimates by type of insurance:

Comprehensive $312
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Hyundai Tucson Trim Level

For an average driver, Hyundai Tucson Limited 4WD insurance prices range from as low as $430 for minimum levels of liability insurance to a much higher rate of $2,880 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,342
High Risk $2,880

Geographic Price Range

Your location has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,007
Small Cities $1,409
Large Cities $1,812

These price ranges illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Hyundai Tucson Limited 4WD are also quite variable based on your driving record, the model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,900 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Tucson Limited 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $550 each year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Since rates can be so different, the only way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates may be quite different from one company to the next.

View Chart as Image

Hyundai Tucson Limited 4WD insurance cost comparison chart
Column chart showing Hyundai Tucson Limited 4WD insurance prices range from $781 to $4,928 for full coverage

The chart estimates Hyundai Tucson Limited 4WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $781. Drivers who use higher $1,000 deductibles will pay around $1,156. The average rate for a 40-year-old male driver using $500 deductibles is $1,342. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,702. Drivers with multiple violations and accidents could be charged at least $2,880. The price for full coverage insurance for a teen driver is $4,928.

Hyundai Tucson Limited 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$128 -9.5%
Alaska $1,030 -$312 -23.2%
Arizona $1,116 -$226 -16.8%
Arkansas $1,342 -$0 0.0%
California $1,530 $188 14.0%
Colorado $1,284 -$58 -4.3%
Connecticut $1,382 $40 3.0%
Delaware $1,520 $178 13.3%
Florida $1,680 $338 25.2%
Georgia $1,240 -$102 -7.6%
Hawaii $964 -$378 -28.2%
Idaho $908 -$434 -32.3%
Illinois $1,000 -$342 -25.5%
Indiana $1,012 -$330 -24.6%
Iowa $908 -$434 -32.3%
Kansas $1,276 -$66 -4.9%
Kentucky $1,832 $490 36.5%
Louisiana $1,986 $644 48.0%
Maine $828 -$514 -38.3%
Maryland $1,108 -$234 -17.4%
Massachusetts $1,074 -$268 -20.0%
Michigan $2,334 $992 73.9%
Minnesota $1,124 -$218 -16.2%
Mississippi $1,608 $266 19.8%
Missouri $1,192 -$150 -11.2%
Montana $1,442 $100 7.5%
Nebraska $1,058 -$284 -21.2%
Nevada $1,610 $268 20.0%
New Hampshire $968 -$374 -27.9%
New Jersey $1,502 $160 11.9%
New Mexico $1,188 -$154 -11.5%
New York $1,416 $74 5.5%
North Carolina $774 -$568 -42.3%
North Dakota $1,100 -$242 -18.0%
Ohio $926 -$416 -31.0%
Oklahoma $1,380 $38 2.8%
Oregon $1,230 -$112 -8.3%
Pennsylvania $1,280 -$62 -4.6%
Rhode Island $1,790 $448 33.4%
South Carolina $1,218 -$124 -9.2%
South Dakota $1,132 -$210 -15.6%
Tennessee $1,176 -$166 -12.4%
Texas $1,618 $276 20.6%
Utah $996 -$346 -25.8%
Vermont $920 -$422 -31.4%
Virginia $804 -$538 -40.1%
Washington $1,038 -$304 -22.7%
West Virginia $1,230 -$112 -8.3%
Wisconsin $930 -$412 -30.7%
Wyoming $1,196 -$146 -10.9%

View Chart as Image

Hyundai Tucson Limited 4WD insurance rates by U.S. city

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Rates by Driver Age

Hyundai Tucson Limited 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,928
20 $3,068
30 $1,402
40 $1,342
50 $1,224
60 $1,200

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Tucson Limited 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,702
$250 $1,536
$500 $1,342
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Tucson Limited 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,342
50/100 $1,415
100/300 $1,506
250/500 $1,742
100 CSL $1,451
300 CSL $1,651
500 CSL $1,797

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Tucson Limited 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,022
20 $4,870
30 $2,946
40 $2,880
50 $2,748
60 $2,720

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $97
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $65
Online Quote $95
Total Discounts $561
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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