Jeep Grand Cherokee Limited 4WD Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Estimated insurance rates for a Jeep Grand Cherokee Limited 4WD are $1,466 a year for full coverage. Comprehensive insurance costs on average $340, collision costs $604, and liability insurance costs $364. A policy with only liability insurance costs as little as $430 a year, with a high-risk policy costing $3,160 or more. Teen drivers pay the most at $5,340 a year or more.
Annual premium for full coverage: $1,466
Premium estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Jeep Grand Cherokee Trim Level
For the average driver, insurance rates for a Jeep Grand Cherokee Limited 4WD go from the low end price of $430 for the bare minimum liability coverage to the much higher price of $3,160 for a driver that may need high-risk insurance.
These rate differences show why everyone should compare rates based on a specific location, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Jeep Grand Cherokee Limited 4WD Insurance
Car insurance rates for a Jeep Grand Cherokee Limited 4WD also have a wide range based on the replacement cost of your Grand Cherokee, how you drive, and policy deductibles and limits.
If you have a few violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Jeep Grand Cherokee Limited 4WD insurance for high-risk drivers can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,300 a year. View Rates by Age
Where you choose to live makes a big difference in Jeep Grand Cherokee Limited 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $630 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different.
Chart shows Jeep Grand Cherokee Limited 4WD insurance prices for different risks and coverage choices. The lowest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,880. High risk drivers could be charged up to $3,160. The rate for full coverage for a teen driver is $5,340.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,326 | -$140 | -9.5% |
| Alaska | $1,124 | -$342 | -23.3% |
| Arizona | $1,216 | -$250 | -17.1% |
| Arkansas | $1,466 | -$0 | 0.0% |
| California | $1,670 | $204 | 13.9% |
| Colorado | $1,402 | -$64 | -4.4% |
| Connecticut | $1,508 | $42 | 2.9% |
| Delaware | $1,660 | $194 | 13.2% |
| Florida | $1,834 | $368 | 25.1% |
| Georgia | $1,354 | -$112 | -7.6% |
| Hawaii | $1,054 | -$412 | -28.1% |
| Idaho | $990 | -$476 | -32.5% |
| Illinois | $1,092 | -$374 | -25.5% |
| Indiana | $1,102 | -$364 | -24.8% |
| Iowa | $990 | -$476 | -32.5% |
| Kansas | $1,394 | -$72 | -4.9% |
| Kentucky | $1,998 | $532 | 36.3% |
| Louisiana | $2,170 | $704 | 48.0% |
| Maine | $904 | -$562 | -38.3% |
| Maryland | $1,208 | -$258 | -17.6% |
| Massachusetts | $1,172 | -$294 | -20.1% |
| Michigan | $2,548 | $1,082 | 73.8% |
| Minnesota | $1,226 | -$240 | -16.4% |
| Mississippi | $1,756 | $290 | 19.8% |
| Missouri | $1,300 | -$166 | -11.3% |
| Montana | $1,574 | $108 | 7.4% |
| Nebraska | $1,156 | -$310 | -21.1% |
| Nevada | $1,758 | $292 | 19.9% |
| New Hampshire | $1,056 | -$410 | -28.0% |
| New Jersey | $1,638 | $172 | 11.7% |
| New Mexico | $1,298 | -$168 | -11.5% |
| New York | $1,544 | $78 | 5.3% |
| North Carolina | $846 | -$620 | -42.3% |
| North Dakota | $1,200 | -$266 | -18.1% |
| Ohio | $1,010 | -$456 | -31.1% |
| Oklahoma | $1,506 | $40 | 2.7% |
| Oregon | $1,342 | -$124 | -8.5% |
| Pennsylvania | $1,398 | -$68 | -4.6% |
| Rhode Island | $1,954 | $488 | 33.3% |
| South Carolina | $1,328 | -$138 | -9.4% |
| South Dakota | $1,236 | -$230 | -15.7% |
| Tennessee | $1,284 | -$182 | -12.4% |
| Texas | $1,766 | $300 | 20.5% |
| Utah | $1,086 | -$380 | -25.9% |
| Vermont | $1,002 | -$464 | -31.7% |
| Virginia | $878 | -$588 | -40.1% |
| Washington | $1,132 | -$334 | -22.8% |
| West Virginia | $1,344 | -$122 | -8.3% |
| Wisconsin | $1,016 | -$450 | -30.7% |
| Wyoming | $1,308 | -$158 | -10.8% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,372 |
| 30 | $1,536 |
| 40 | $1,466 |
| 50 | $1,336 |
| 60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,880 |
| $250 | $1,688 |
| $500 | $1,466 |
| $1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,466 |
| 50/100 | $1,539 |
| 100/300 | $1,630 |
| 250/500 | $1,866 |
| 100 CSL | $1,575 |
| 300 CSL | $1,775 |
| 500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,634 |
| 20 | $5,354 |
| 30 | $3,240 |
| 40 | $3,160 |
| 50 | $3,014 |
| 60 | $2,984 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $111 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $69 |
| Advance Quote | $73 |
| Online Quote | $105 |
| Total Discounts | $625 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption