Jeep Grand Cherokee SRT-8 4WD Insurance Rates

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The average insurance rates for a Jeep Grand Cherokee SRT-8 4WD are $1,510 a year for full coverage insurance. Comprehensive costs an estimated $354, collision insurance costs $634, and liability coverage costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $3,260. Teenage drivers cost the most to insure at up to $5,482 a year.

Annual premium for full coverage: $1,510

Policy rates broken down by type of insurance:

Comprehensive $354
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Grand Cherokee Trim Level

For the average 40-year-old driver, Jeep Grand Cherokee SRT-8 4WD insurance rates range from the low end price of $430 for your basic liability-only policy to a much higher rate of $3,260 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,510
High Risk $3,260

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $1,133
Small Cities $1,586
Large Cities $2,039

These price differences illustrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Jeep Grand Cherokee SRT-8 4WD also range considerably based on the model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,800 to $2,400 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records will be charged at least $5,400 a year. View Rates by Age

Your home state makes a big difference in Jeep Grand Cherokee SRT-8 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or be forced to pay as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $660 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be varied.

View Chart as Image

Jeep Grand Cherokee SRT-8 4WD insurance cost comparison chart
Column chart showing Jeep Grand Cherokee SRT-8 4WD insurance prices range from $862 to $5,482 for full coverage

The chart estimates Jeep Grand Cherokee SRT-8 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $862. Drivers who use higher $1,000 deductibles will pay $1,288. The average price for a driver around age 40 using $500 deductibles is $1,510. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,948. Drivers with multiple violations and accidents could be charged around $3,260. The price for full coverage insurance for a teenage driver is $5,482.

Jeep Grand Cherokee SRT-8 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,366 -$144 -9.5%
Alaska $1,158 -$352 -23.3%
Arizona $1,254 -$256 -17.0%
Arkansas $1,510 -$0 0.0%
California $1,722 $212 14.0%
Colorado $1,444 -$66 -4.4%
Connecticut $1,554 $44 2.9%
Delaware $1,710 $200 13.2%
Florida $1,890 $380 25.2%
Georgia $1,396 -$114 -7.5%
Hawaii $1,086 -$424 -28.1%
Idaho $1,022 -$488 -32.3%
Illinois $1,126 -$384 -25.4%
Indiana $1,138 -$372 -24.6%
Iowa $1,020 -$490 -32.5%
Kansas $1,436 -$74 -4.9%
Kentucky $2,062 $552 36.6%
Louisiana $2,236 $726 48.1%
Maine $932 -$578 -38.3%
Maryland $1,246 -$264 -17.5%
Massachusetts $1,210 -$300 -19.9%
Michigan $2,626 $1,116 73.9%
Minnesota $1,264 -$246 -16.3%
Mississippi $1,810 $300 19.9%
Missouri $1,340 -$170 -11.3%
Montana $1,622 $112 7.4%
Nebraska $1,192 -$318 -21.1%
Nevada $1,812 $302 20.0%
New Hampshire $1,090 -$420 -27.8%
New Jersey $1,690 $180 11.9%
New Mexico $1,338 -$172 -11.4%
New York $1,592 $82 5.4%
North Carolina $872 -$638 -42.3%
North Dakota $1,238 -$272 -18.0%
Ohio $1,042 -$468 -31.0%
Oklahoma $1,554 $44 2.9%
Oregon $1,384 -$126 -8.3%
Pennsylvania $1,442 -$68 -4.5%
Rhode Island $2,014 $504 33.4%
South Carolina $1,368 -$142 -9.4%
South Dakota $1,276 -$234 -15.5%
Tennessee $1,324 -$186 -12.3%
Texas $1,820 $310 20.5%
Utah $1,120 -$390 -25.8%
Vermont $1,034 -$476 -31.5%
Virginia $904 -$606 -40.1%
Washington $1,168 -$342 -22.6%
West Virginia $1,384 -$126 -8.3%
Wisconsin $1,048 -$462 -30.6%
Wyoming $1,348 -$162 -10.7%

View Chart as Image

Jeep Grand Cherokee SRT-8 4WD insurance rates by U.S. city

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Rates by Driver Age

Jeep Grand Cherokee SRT-8 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,482
20 $3,478
30 $1,586
40 $1,510
50 $1,376
60 $1,350

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Cherokee SRT-8 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,948
$250 $1,746
$500 $1,510
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Cherokee SRT-8 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,510
50/100 $1,583
100/300 $1,674
250/500 $1,910
100 CSL $1,619
300 CSL $1,819
500 CSL $1,965

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Cherokee SRT-8 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,846
20 $5,524
30 $3,344
40 $3,260
50 $3,110
60 $3,080

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $115
5-yr Claim Free $98
Paid in Full/EFT $72
Advance Quote $76
Online Quote $108
Total Discounts $648
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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