Jeep Patriot Limited 2WD Insurance Rates

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The average insurance rates for a Jeep Patriot Limited 2WD are $1,328 a year for full coverage insurance. Comprehensive insurance costs approximately $298, collision costs $508, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $2,858 or more. Teen drivers cost the most to insure at $4,906 a year or more.

Annual premium for full coverage: $1,328

Policy rates by type of insurance:

Comprehensive $298
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Patriot Trim Level

For a driver around age 40, Jeep Patriot Limited 2WD insurance rates go from as low as $430 for liability-only coverage to a much higher rate of $2,858 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,328
High Risk $2,858

These price differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance rates for a Jeep Patriot Limited 2WD also range considerably based on your risk profile, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Your home state has a huge impact on Jeep Patriot Limited 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,100 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

Jeep Patriot Limited 2WD insurance cost comparison chart
Column chart showing Jeep Patriot Limited 2WD insurance prices range from $769 to $4,906 for full coverage

The chart estimates Jeep Patriot Limited 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $769. Drivers who choose higher $1,000 deductibles will pay around $1,146. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,328. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,684. High risk drivers could be charged around $2,858. The price for full coverage for a teenager can be as high as $4,906.

Jeep Patriot Limited 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$126 -9.5%
Alaska $1,020 -$308 -23.2%
Arizona $1,104 -$224 -16.9%
Arkansas $1,328 -$0 0.0%
California $1,514 $186 14.0%
Colorado $1,272 -$56 -4.2%
Connecticut $1,366 $38 2.9%
Delaware $1,504 $176 13.3%
Florida $1,664 $336 25.3%
Georgia $1,228 -$100 -7.5%
Hawaii $954 -$374 -28.2%
Idaho $898 -$430 -32.4%
Illinois $988 -$340 -25.6%
Indiana $1,002 -$326 -24.5%
Iowa $898 -$430 -32.4%
Kansas $1,264 -$64 -4.8%
Kentucky $1,814 $486 36.6%
Louisiana $1,966 $638 48.0%
Maine $820 -$508 -38.3%
Maryland $1,096 -$232 -17.5%
Massachusetts $1,062 -$266 -20.0%
Michigan $2,308 $980 73.8%
Minnesota $1,112 -$216 -16.3%
Mississippi $1,592 $264 19.9%
Missouri $1,180 -$148 -11.1%
Montana $1,428 $100 7.5%
Nebraska $1,048 -$280 -21.1%
Nevada $1,594 $266 20.0%
New Hampshire $958 -$370 -27.9%
New Jersey $1,486 $158 11.9%
New Mexico $1,176 -$152 -11.4%
New York $1,400 $72 5.4%
North Carolina $766 -$562 -42.3%
North Dakota $1,088 -$240 -18.1%
Ohio $916 -$412 -31.0%
Oklahoma $1,366 $38 2.9%
Oregon $1,218 -$110 -8.3%
Pennsylvania $1,266 -$62 -4.7%
Rhode Island $1,772 $444 33.4%
South Carolina $1,204 -$124 -9.3%
South Dakota $1,120 -$208 -15.7%
Tennessee $1,164 -$164 -12.3%
Texas $1,602 $274 20.6%
Utah $986 -$342 -25.8%
Vermont $910 -$418 -31.5%
Virginia $796 -$532 -40.1%
Washington $1,026 -$302 -22.7%
West Virginia $1,218 -$110 -8.3%
Wisconsin $920 -$408 -30.7%
Wyoming $1,184 -$144 -10.8%

View Chart as Image

Jeep Patriot Limited 2WD insurance rates by U.S. city

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Rates by Driver Age

Jeep Patriot Limited 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,906
20 $3,050
30 $1,386
40 $1,328
50 $1,212
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Jeep Patriot Limited 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,684
$250 $1,520
$500 $1,328
$1,000 $1,146

Full coverage, driver age 40

Rates by Liability Limit

Jeep Patriot Limited 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,328
50/100 $1,401
100/300 $1,492
250/500 $1,728
100 CSL $1,437
300 CSL $1,637
500 CSL $1,783

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Patriot Limited 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,992
20 $4,842
30 $2,922
40 $2,858
50 $2,728
60 $2,700

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $181

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $97
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $65
Online Quote $94
Total Discounts $559
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

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