Jeep Patriot Sport 2WD Insurance Rates

Estimated insurance prices for a Jeep Patriot Sport 2WD are $1,194 every 12 months including full coverage. Comprehensive costs approximately $258 a year, collision insurance costs $414, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs around $2,556. Teenage drivers pay the most at up to $4,472 a year.

Annual premium for full coverage: $1,194

Premium estimates by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Patriot Trim Level

Insurance Price Range by Location

Your location can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

These rate differences highlight why it is important for drivers to compare rates using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Jeep Patriot Sport 2WD also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the replacement cost of your Patriot.

Using high physical damage deductibles could save up to $450 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Jeep Patriot Sport 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be substantially different.

View Chart as Image

The chart above shows average Jeep Patriot Sport 2WD insurance rates for various coverage choices and risks. The cheapest discount rate is $704. Drivers who use higher $1,000 deductibles will pay $1,040. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,194. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,486. Drivers with multiple violations and accidents could be charged up to $2,556. The cost for full coverage insurance for a teenager is $4,472.

View Chart as Image