Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates

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The average insurance rates for a Jeep Wrangler Sahara 4WD 2-Dr are $1,188 a year including full coverage. Comprehensive insurance costs an estimated $284 each year, collision insurance costs $382, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,524 or more. Teen drivers cost the most to insure at up to $4,392 a year.

Annual premium for full coverage: $1,188

Policy rates broken down by individual coverage:

Comprehensive $284
Collision $382
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Using a 40-year-old driver as an example, Jeep Wrangler Sahara 4WD 2-Dr insurance rates range from as low as $430 for just liability coverage to a high rate of $2,524 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,188
High Risk $2,524

These price differences highlight why all drivers should compare rates for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Jeep Wrangler Sahara 4WD 2-Dr also range considerably based on your risk profile, the replacement cost of your Wrangler, and liability limits and deductibles.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,300 a year. View Rates by Age

Your home state makes a big difference in Jeep Wrangler Sahara 4WD 2-Dr insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $440 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied from one company to the next.

View Chart as Image

Jeep Wrangler Sahara 4WD 2-Dr insurance cost comparison chart
Column chart showing Jeep Wrangler Sahara 4WD 2-Dr insurance prices range from $709 to $4,392 for full coverage

The chart above shows average Jeep Wrangler Sahara 4WD 2-Dr insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $709. Drivers who choose higher $1,000 deductibles will pay around $1,036. The average rate for a driver around age 40 using $500 deductibles is $1,188. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,476. High risk drivers could be charged around $2,524. The policy rate for full coverage for a teenage driver is $4,392.

Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,074 -$114 -9.6%
Alaska $910 -$278 -23.4%
Arizona $986 -$202 -17.0%
Arkansas $1,188 -$0 0.0%
California $1,354 $166 14.0%
Colorado $1,136 -$52 -4.4%
Connecticut $1,222 $34 2.9%
Delaware $1,346 $158 13.3%
Florida $1,488 $300 25.3%
Georgia $1,098 -$90 -7.6%
Hawaii $854 -$334 -28.1%
Idaho $802 -$386 -32.5%
Illinois $884 -$304 -25.6%
Indiana $894 -$294 -24.7%
Iowa $802 -$386 -32.5%
Kansas $1,130 -$58 -4.9%
Kentucky $1,620 $432 36.4%
Louisiana $1,760 $572 48.1%
Maine $734 -$454 -38.2%
Maryland $980 -$208 -17.5%
Massachusetts $952 -$236 -19.9%
Michigan $2,064 $876 73.7%
Minnesota $994 -$194 -16.3%
Mississippi $1,426 $238 20.0%
Missouri $1,052 -$136 -11.4%
Montana $1,276 $88 7.4%
Nebraska $936 -$252 -21.2%
Nevada $1,426 $238 20.0%
New Hampshire $858 -$330 -27.8%
New Jersey $1,328 $140 11.8%
New Mexico $1,052 -$136 -11.4%
New York $1,252 $64 5.4%
North Carolina $686 -$502 -42.3%
North Dakota $974 -$214 -18.0%
Ohio $820 -$368 -31.0%
Oklahoma $1,222 $34 2.9%
Oregon $1,090 -$98 -8.2%
Pennsylvania $1,134 -$54 -4.5%
Rhode Island $1,586 $398 33.5%
South Carolina $1,078 -$110 -9.3%
South Dakota $1,002 -$186 -15.7%
Tennessee $1,042 -$146 -12.3%
Texas $1,434 $246 20.7%
Utah $880 -$308 -25.9%
Vermont $812 -$376 -31.6%
Virginia $710 -$478 -40.2%
Washington $918 -$270 -22.7%
West Virginia $1,090 -$98 -8.2%
Wisconsin $824 -$364 -30.6%
Wyoming $1,060 -$128 -10.8%

View Chart as Image

Jeep Wrangler Sahara 4WD 2-Dr insurance rates by U.S. city

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Rates by Driver Age

Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $4,392
20 $2,680
30 $1,234
40 $1,188
50 $1,082
60 $1,060

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,476
$250 $1,346
$500 $1,188
$1,000 $1,036

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,188
50/100 $1,261
100/300 $1,352
250/500 $1,588
100 CSL $1,297
300 CSL $1,497
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wrangler Sahara 4WD 2-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $6,228
20 $4,246
30 $2,574
40 $2,524
50 $2,406
60 $2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $80
5-yr Claim Free $74
Paid in Full/EFT $50
Advance Quote $54
Online Quote $82
Total Discounts $479
Rate after discounts $709

Discounts are estimated and may not be available from every company or in every state.

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