Jeep Wrangler Sport Islander Package 4WD 2-Dr Insurance Rates

U.S. average insurance prices for a Jeep Wrangler Sport Islander Package 4WD 2-Dr are $1,174 every 12 months with full coverage. Comprehensive costs on average $270 each year, collision insurance costs $382, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs around $2,500. Teenage drivers pay the highest rates at up to $4,370 a year.

Annual premium for full coverage: $1,174

Price estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities. The graphic below illustrates how geographic area affects car insurance rates.

These price ranges demonstrate why all drivers should compare prices based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Jeep Wrangler Sport Islander Package 4WD 2-Dr are also quite variable based on deductibles and policy limits, your driving record, and the model year of your Wrangler.

Using high physical damage deductibles could cut rates by as much as $440 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Jeep Wrangler Sport Islander Package 4WD 2-Dr insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes may be quite different.

View Chart as Image

The chart above shows Jeep Wrangler Sport Islander Package 4WD 2-Dr insurance rates for various coverage choices and risks. The lowest rate with discounts is $699. Drivers who use higher $1,000 deductibles will pay $1,026. The average rate for a 40-year-old male driver using $500 deductibles is $1,174. Using lower $100 deductibles for comp and collision coverage could cost up to $1,458. Drivers with multiple violations and accidents could be charged at least $2,500. The policy rate for full coverage insurance for a teen driver can be as high as $4,370.

View Chart as Image