Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates

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The average insurance rates for a Jeep Wrangler Unlimited Sahara 2WD 4-Dr are $1,302 a year for full coverage. Comprehensive costs around $298 a year, collision costs $350, and liability coverage costs around $454. Buying just liability costs as low as $538 a year, with insurance for high-risk drivers costing around $2,748. Teen drivers cost the most to insure at $4,904 a year or more.

Annual premium for full coverage: $1,302

Policy rates for individual coverage type:

Comprehensive $298
Collision $350
Liability $454

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

Using a 40-year-old driver as an example, Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates go from as low as $538 for just liability coverage to a high of $2,748 for a policy for a high-risk driver.

Liability Only $538
Full Coverage $1,302
High Risk $2,748

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $977
Small Cities $1,367
Large Cities $1,758

These price differences show why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance

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Insurance rates for a Jeep Wrangler Unlimited Sahara 2WD 4-Dr also range considerably based on your risk profile, the model year of your Wrangler, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,900 a year. View Rates by Age

Your home state has a huge impact on Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $430 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $408 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 129% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

View Chart as Image

Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance cost comparison chart
Column chart showing Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance prices range from $795 to $4,904 for full coverage

Chart shows Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates for different risk profiles and scenarios. The cheapest rate with discounts is $795. Drivers who choose higher $1,000 deductibles will pay around $1,156. The average rate for a driver age 40 with no violations using $500 deductibles is $1,302. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,582. High risk drivers could be charged around $2,748. The cost for full coverage insurance for a 16-year-old driver can be as high as $4,904.

Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,176 -$126 -9.7%
Alaska $998 -$304 -23.3%
Arizona $1,080 -$222 -17.1%
Arkansas $1,302 -$0 0.0%
California $1,484 $182 14.0%
Colorado $1,244 -$58 -4.5%
Connecticut $1,336 $34 2.6%
Delaware $1,474 $172 13.2%
Florida $1,628 $326 25.0%
Georgia $1,202 -$100 -7.7%
Hawaii $934 -$368 -28.3%
Idaho $884 -$418 -32.1%
Illinois $968 -$334 -25.7%
Indiana $982 -$320 -24.6%
Iowa $880 -$422 -32.4%
Kansas $1,236 -$66 -5.1%
Kentucky $1,776 $474 36.4%
Louisiana $1,926 $624 47.9%
Maine $804 -$498 -38.2%
Maryland $1,072 -$230 -17.7%
Massachusetts $1,040 -$262 -20.1%
Michigan $2,260 $958 73.6%
Minnesota $1,090 -$212 -16.3%
Mississippi $1,560 $258 19.8%
Missouri $1,156 -$146 -11.2%
Montana $1,400 $98 7.5%
Nebraska $1,026 -$276 -21.2%
Nevada $1,560 $258 19.8%
New Hampshire $938 -$364 -28.0%
New Jersey $1,456 $154 11.8%
New Mexico $1,152 -$150 -11.5%
New York $1,368 $66 5.1%
North Carolina $750 -$552 -42.4%
North Dakota $1,066 -$236 -18.1%
Ohio $900 -$402 -30.9%
Oklahoma $1,336 $34 2.6%
Oregon $1,192 -$110 -8.4%
Pennsylvania $1,242 -$60 -4.6%
Rhode Island $1,736 $434 33.3%
South Carolina $1,180 -$122 -9.4%
South Dakota $1,100 -$202 -15.5%
Tennessee $1,140 -$162 -12.4%
Texas $1,570 $268 20.6%
Utah $966 -$336 -25.8%
Vermont $890 -$412 -31.6%
Virginia $780 -$522 -40.1%
Washington $1,004 -$298 -22.9%
West Virginia $1,194 -$108 -8.3%
Wisconsin $900 -$402 -30.9%
Wyoming $1,160 -$142 -10.9%

View Chart as Image

Jeep Wrangler Unlimited Sahara 2WD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $4,904
20 $2,920
30 $1,342
40 $1,302
50 $1,188
60 $1,160

Full coverage, $500 deductibles

Rates by Deductible

Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,582
$250 $1,456
$500 $1,302
$1,000 $1,156

Full coverage, driver age 40

Rates by Liability Limit

Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,302
50/100 $1,393
100/300 $1,506
250/500 $1,801
100 CSL $1,438
300 CSL $1,688
500 CSL $1,870

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Wrangler Unlimited Sahara 2WD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $6,928
20 $4,618
30 $2,794
40 $2,748
50 $2,622
60 $2,588

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $164

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $82
5-yr Claim Free $79
Paid in Full/EFT $51
Advance Quote $57
Online Quote $88
Total Discounts $507
Rate after discounts $795

Discounts are estimated and may not be available from every company or in every state.

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