Kia Forte SX 2-Dr Coupe Insurance Rates

Average auto insurance rates for a Kia Forte SX 2-Dr Coupe are $1,534 annually for full coverage insurance. Comprehensive costs on average $340, collision insurance costs $604, and liability coverage costs $410. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs around $3,306. Teen drivers receive the highest rates at up to $5,660 a year.

Annual premium for full coverage: $1,534

Rate estimates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Kia Forte Trim Level

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than larger metro areas. The example below illustrates how location helps determine car insurance rates.

These differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Kia Forte SX 2-Dr Coupe can also vary considerably based on the model year of your Forte, your risk profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,800 to $2,500 extra per year, depending on your age. Kia Forte SX 2-Dr Coupe insurance for high-risk drivers can cost around 44% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $630 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $369 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Kia Forte SX 2-Dr Coupe insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

The chart estimates Kia Forte SX 2-Dr Coupe insurance prices for various situations. The cheapest price with discounts is $887. Drivers who choose higher $1,000 deductibles will pay about $1,318. The average price for a 40-year-old male driver using $500 deductibles is $1,534. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,948. High risk drivers could be charged as much as $3,306. The rate for full coverage insurance for a teen driver is $5,660.

View Chart as Image