Lexus RX 350 2WD Insurance Rates

Estimated auto insurance rates for a Lexus RX 350 2WD are $1,670 annually for full coverage. Comprehensive insurance costs an estimated $382, collision costs $698, and liability coverage costs around $410. A policy with only liability insurance costs as low as $486 a year, with a high-risk policy costing $3,606 or more. Teen drivers pay the most at $6,094 a year or more.

Annual premium for full coverage: $1,670

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Lexus RX 350 Trim Level

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Lexus RX 350 2WD also have a wide range based on the replacement cost of your RX 350, your driver profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $6,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $2,000 to $2,700 extra annually, depending on your age. High-risk driver insurance can be around 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $730 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Lexus RX 350 2WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes will be substantially different between companies.

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Chart shows Lexus RX 350 2WD insurance prices for different situations. The cheapest price with discounts is $955. Drivers who choose higher $1,000 deductibles will pay about $1,424. The average price for a driver around age 40 using $500 deductibles is $1,670. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,148. High risk drivers could be charged up to $3,606. The price for full coverage for a teenage driver can be as high as $6,094.

View Chart as Image